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Bank of the James Financial Group BOTJ Interest Expense Medium Term Notes

Interest Expense Medium Term Notes at other companies

Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$81K0.0%
First BanCorp logo
First BanCorpFBP
$2.9M-52.4%
FRA
Franklin Financial Services CorporationFRAF
$205K-22.3%
Texas Capital Bancshares logo
Texas Capital BancsharesTCBI
$8.11M+0.5%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$291K-60.5%
U.S. Bancorp logo
U.S. BancorpUSB
$646M-2.7%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseMediumTermNotes.

The official record: Bank of the James Financial Group’s 10-Q, filed August 13, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's interest expense medium term notes?
Bank of the James Financial Group (BOTJ) reported interest expense medium term notes of $81K in Q2 2025.
How has Bank of the James Financial Group's interest expense medium term notes changed year-over-year?
Bank of the James Financial Group's interest expense medium term notes decreased by 0.0% year-over-year, from $81K to $81K.
What is the long-term trend for Bank of the James Financial Group's interest expense medium term notes?
Over 3 years (2021 to 2024), Bank of the James Financial Group's interest expense medium term notes has grown at a -2.4% compound annual growth rate (CAGR), from $327K to $304K.
What does interest expense medium term notes mean?
Represents the interest expense paid on debt securities issued with intermediate maturities, typically ranging from one to ten years. These notes serve as a flexible funding tool for banks to manage their asset-liability maturity gaps. Tracking this expense provides insight into the bank's access to capital markets and the cost of its intermediate-term debt.