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Bank of the James Financial Group BOTJ Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's interest income (expense), after provision for loan loss?
Bank of the James Financial Group (BOTJ) reported interest income (expense), after provision for loan loss of $8.88M in Q1 2026.
How has Bank of the James Financial Group's interest income (expense), after provision for loan loss changed year-over-year?
Bank of the James Financial Group's interest income (expense), after provision for loan loss increased by 17.1% year-over-year, from $7.58M to $8.88M.
What is the long-term trend for Bank of the James Financial Group's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), Bank of the James Financial Group's interest income (expense), after provision for loan loss has grown at a 4.5% compound annual growth rate (CAGR), from $27.58M to $32.84M.