Skip to content

Credit Acceptance CACC Q1 2025 earnings

Reported April 30, 2025 · After market close

Revenue$562.3MMiss by $4.9M
EPS$8.66Miss by $1.65
Revenue estimate$567.2M
EPS estimate$10.31

Next report

Aug 4, 2026 (In 5 days)
Revenue estimate$588.1M
EPS estimate$12.20

Financials

Q1 2025

Income statement

See full
Revenue$571.1M+12.4%
Net income$106.3M+65.3%
EPS (diluted)$8.66+70.5%

Balance sheet

See full
Cash & equivalents$1.1B+97.4%
Total equity$1.7B+3.6%
Total assets$9.3B+14.3%

Cash flow

See full
Operating cash flow$346.2M+11.7%
CapEx$300.0K0.0%
Free cash flow$345.9M+11.7%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$6.21B-11.8%
P/E21.4×-6.7×
P/S2.8×-0.8×

Profitability

See full
Net margin13%+0.2pp
FCF margin52.7%-9.4pp

Returns & leverage

See full
Return on equity17.2%+2.4pp

Versus estimates

Ask the moment Credit Acceptance reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Credit Acceptance report Q1 2025 earnings?
Credit Acceptance (CACC) reported Q1 2025 earnings on April 30, 2025 after market close.
What were Credit Acceptance's Q1 2025 revenue and EPS?
Credit Acceptance reported revenue of $562.3M and eps of $8.66 for Q1 2025.
Did Credit Acceptance beat estimates in Q1 2025?
Revenue missed the consensus estimate of $567.2M by $4.9M. EPS missed the consensus estimate of $10.31 by $1.65.
How did Credit Acceptance's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.7% from $508.0M a year earlier and eps grew 70.5% from $5.08.
Where can I find Credit Acceptance's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0000885550-25-000055) directly on SEC EDGAR. The filing index links above go to sec.gov.