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Gross loans at other companies

Ally Financial logo
Ally FinancialALLY
$139.89B+4.8%
Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
$4.21B+18.4%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$77.73M-5.2%
World Acceptance logo
World AcceptanceWRLD
$844.72M+1.9%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$5.11B+7.7%
Arrow Financial logo
Arrow FinancialAROW
$3.5B+2.1%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(Dollars in millions, except per share data)As of / March 31, 2026As of / December 31, 2025
Restricted securities available for sale109.4106.2
Loans receivable11,578.511,511.5
Allowance for credit losses(3,622.1)(3,602.3)
Loans receivable, net7,956.47,909.2
Property and equipment, net13.212.6
Income taxes receivable29.467.2
Other assets34.835.8
Total assets$8,694.6$8,631.7

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's gross loans?
Credit Acceptance (CACC) reported gross loans of $7.96B in Q1 2026.
How has Credit Acceptance's gross loans changed year-over-year?
Credit Acceptance's gross loans decreased by 0.3% year-over-year, from $7.98B to $7.96B.
What is the long-term trend for Credit Acceptance's gross loans?
Over 5 years (2020 to 2025), Credit Acceptance's gross loans has grown at a 1.9% compound annual growth rate (CAGR), from $7.22B to $7.91B.
What does gross loans mean?
Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

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