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Credit Acceptance CACC Cumulative Cost Basis

Cumulative Cost Basis at other companies

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(In millions)As of March 31, 2026 / Amortized CostAs of March 31, 2026 / Gross Unrealized GainsAs of March 31, 2026 / Gross Unrealized LossesAs of March 31, 2026 / Estimated Fair Value
U.S. Government and agency securities35.90.1(0.2)35.8
Asset-backed securities18.10.118.2
Mortgage-backed securities2.82.8
Total restricted securities available for sale$109.1$0.6$(0.3)$109.4
(In millions)As of December 31, 2025
Amortized CostGross UnrealizedGainsGross UnrealizedLossesEstimated FairValue
Corporate bonds$53.1$0.9$(0.1)$53.9
U.S. Government and agency securities30.60.230.8

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's cumulative cost basis?
Credit Acceptance (CACC) reported cumulative cost basis of $109.1M in Q1 2026.
How has Credit Acceptance's cumulative cost basis changed year-over-year?
Credit Acceptance's cumulative cost basis increased by 0.7% year-over-year, from $108.3M to $109.1M.
What is the long-term trend for Credit Acceptance's cumulative cost basis?
Over 5 years (2020 to 2025), Credit Acceptance's cumulative cost basis has grown at a 10.4% compound annual growth rate (CAGR), from $64.1M to $105M.

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