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Credit Acceptance CACC EBIT

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity0×—

Where this comes from

Calculated from Credit Acceptance’s reported figures.

$175.0Mincome before tax+$108.4Minterest expense=$283.4M

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's EBIT?
Credit Acceptance (CACC) reported EBIT of $283.4M in Q1 2026.
How has Credit Acceptance's EBIT changed year-over-year?
Credit Acceptance's EBIT increased by 10.5% year-over-year, from $256.4M to $283.4M.
What is the long-term trend for Credit Acceptance's EBIT?
Over 4 years (2021 to 2025), Credit Acceptance's EBIT has grown at a -7.8% compound annual growth rate (CAGR), from $1.43B to $1.03B.
What does EBIT mean?
Earnings before interest and taxes — the profit from the business before financing cost and tax. Uses reported operating income where a company reports it; otherwise pre-tax income plus interest expense. Lets companies be compared on earning power independent of capital structure.