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Credit Acceptance CACC Other operating expenses

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(Dollars in millions, except per share data)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Salaries and wages88.688.6
General and administrative24.822.1
Sales and marketing27.824.8
Total operating expenses141.2135.5
Provision for credit losses on forecast changes54.476.3
Provision for credit losses on new Consumer Loan assignments85.285.6
Total provision for credit losses139.6161.9
Interest108.4114.7

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's other operating expenses?
Credit Acceptance (CACC) reported other operating expenses of $141.2M in Q1 2026.
How has Credit Acceptance's other operating expenses changed year-over-year?
Credit Acceptance's other operating expenses increased by 4.2% year-over-year, from $135.5M to $141.2M.
What is the long-term trend for Credit Acceptance's other operating expenses?
Over 4 years (2021 to 2025), Credit Acceptance's other operating expenses has grown at a 11.8% compound annual growth rate (CAGR), from $383.7M to $599.9M.
What does other operating expenses mean?
Residual operating expenses not classified into specific categories, serving as a catch-all for miscellaneous operating costs.

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