Where do Credit Acceptance's ratios come from?

Every ratio is computed from Credit Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Credit Acceptance CACC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	19.5%+1.2pp	18.3%-1.4pp	19.7%+1.0pp	18.7%+5.7pp	13%+1.6pp
Returns
Return on equity	28.1%+2.2pp	25.9%-2.2pp	28.1%+0.8pp	27.3%+10.1pp	17.2%+3.1pp
Efficiency
Asset turnover	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×
Per Share
Book value per share	$138.22+5.7%	$130.77-5.0%	$137.60+4.2%	$132.07-5.2%	$139.33-0.7%
Valuation
Market capitalization	$4.55B-7.0%	$4.89B-6.8%	$5.25B-11.3%	$5.92B-4.8%	$6.21B+9.3%
Price / earnings	10×-1.5×	11.5×0.0×	11.6×-2.4×	13.9×-7.5×	21.4×-1.5×
Price / sales	2×-0.2×	2.1×-0.2×	2.3×-0.3×	2.6×-0.2×	2.8×+0.2×
Price / book	3×-0.2×	3.2×-0.1×	3.3×-0.5×	3.8×+0.2×	3.6×+0.4×

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Questions, answered.

Where do Credit Acceptance's ratios come from?: Every ratio is computed from Credit Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.