Credit Acceptance CACC Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 18.3%+6.8pp | 11.5%-3.6pp | 15%-14.2pp | 29.2%-22.4pp | |
| Returns | |||||
| Return on equity | 25.9%+11.7pp | 14.2%-2.8pp | 16.9%-14.1pp | 31.1%-15.4pp | |
| Efficiency | |||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Per Share | |||||
| Book value per share | $130.77-6.8% | $140.31+4.1% | $134.79+13.1% | $119.19+5.2% | |
| Valuation | |||||
| Market capitalization | $4.89B-14.0% | $5.69B-16.5% | $6.81B+8.1% | $6.3B-35.8% | |
| Price / earnings | 11.5×-11.4× | 22.9×-0.9× | 23.8×+12.0× | 11.8×+1.5× | |
| Price / sales | 2.1×-0.5× | 2.6×-0.9× | 3.6×+0.1× | 3.4×-1.9× | |
| Price / book | 3.2×0.0× | 3.3×-0.6× | 3.9×0.0× | 3.9×-1.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Credit Acceptance's ratios come from?
- Every ratio is computed from Credit Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.