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Credit Acceptance CACC Restricted Cash

Restricted Cash at other companies

Ally FinancialALLY

$1.39B+91.5%

CarvanaCVNA

$102M+122%

Enova InternationalENVA

$325.23M+26.9%

Affirm Holdings, Inc.AFRM

$750.89M+95.1%

Capital One FinancialCOF

$2.76B+605%

CarMaxKMX

$595.1M+1.9%

Other financials

Income statement

Revenue$580.0M+1.6%

Net income$135.8M+27.8%

EPS (diluted)$12.40+43.2%

Balance sheet

Cash & equivalents$551.4M-50.8%

Total equity$1.5B-11.5%

Total assets$8.7B-6.1%

Cash flow

Operating cash flow$346.8M+0.2%

CapEx$1.3M+333%

Free cash flow$345.5M-0.1%

Valuation

Market cap$6.06B-26.7%

Profitability

Net margin19.5%+6.5pp

FCF margin45.3%-7.4pp

Returns & leverage

Return on equity28.1%+10.9pp

Debt / equity0×—

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashAndCashEquivalents.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's restricted cash?: Credit Acceptance (CACC) reported restricted cash of $525.7M in Q1 2026.
How has Credit Acceptance's restricted cash changed year-over-year?: Credit Acceptance's restricted cash decreased by 11.2% year-over-year, from $591.8M to $525.7M.
What is the long-term trend for Credit Acceptance's restricted cash?: Over 5 years (2020 to 2025), Credit Acceptance's restricted cash has grown at a 4.7% compound annual growth rate (CAGR), from $380.2M to $477.9M.
What does restricted cash mean?: Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.