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Credit Acceptance CACC Total Liabilities

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:Liabilities.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(Dollars in millions, except per share data)As of / March 31, 2026As of / December 31, 2025
Secured financing5,100.35,158.8
Senior notes1,088.71,087.8
Deferred income taxes, net356.6354.0
Total liabilities7,180.57,108.1
Commitments and Contingencies - See Note 15
Shareholders’ Equity:
Preferred stock, $.01 par value, 1,000,000 shares authorized, none issued
Common stock, $.01 par value, 80,000,000 shares authorized, 10,423,120 and 10,680,143 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively0.10.1

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's total liabilities?
Credit Acceptance (CACC) reported total liabilities of $7.18B in Q1 2026.
How has Credit Acceptance's total liabilities changed year-over-year?
Credit Acceptance's total liabilities decreased by 4.9% year-over-year, from $7.55B to $7.18B.
What is the long-term trend for Credit Acceptance's total liabilities?
Over 5 years (2020 to 2025), Credit Acceptance's total liabilities has grown at a 6.5% compound annual growth rate (CAGR), from $5.19B to $7.11B.
What does total liabilities mean?
The sum of all current and non-current obligations — everything the company owes to creditors, employees, governments, and other stakeholders.

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