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Credit Acceptance CACC Total Liabilities & Equity

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity0×—

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:LiabilitiesAndStockholdersEquity.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(Dollars in millions, except per share data)As of / March 31, 2026As of / December 31, 2025
Shareholders’ Equity:
Preferred stock, $.01 par value, 1,000,000 shares authorized, none issued——
Common stock, $.01 par value, 80,000,000 shares authorized, 10,423,120 and 10,680,143 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively0.10.1
Paid-in capital430.1403.3
Retained earnings1,083.61,119.2
Accumulated other comprehensive income0.31.0
Total shareholders’ equity1,514.11,523.6
Total liabilities and shareholders’ equity$8,694.6$8,631.7

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's total liabilities & equity?
Credit Acceptance (CACC) reported total liabilities & equity of $8.69B in Q1 2026.
How has Credit Acceptance's total liabilities & equity changed year-over-year?
Credit Acceptance's total liabilities & equity decreased by 6.1% year-over-year, from $9.26B to $8.69B.
What is the long-term trend for Credit Acceptance's total liabilities & equity?
Over 5 years (2020 to 2025), Credit Acceptance's total liabilities & equity has grown at a 2.9% compound annual growth rate (CAGR), from $7.49B to $8.63B.
What does total liabilities & equity mean?
Total assets = total liabilities + total equity. This must always balance — a fundamental accounting identity.

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