What does commercial — rate related card expenses mean?

These are expenses directly tied to the interest rates or interchange structures associated with card-based financial products within the commercial segment. This metric captures the variable costs incurred to maintain competitive card offerings. It is used to assess the impact of market rate fluctuations on the segment's card-related margins.

Pathward Financial, Inc. CASH Commercial — Rate related card expenses

Similar metrics at other companies

FITBCommercial Banking — Card and processing expense

$29M+867%

FBPCommercial And Corporate — Credit And Debit Processing Fees

$191K-26.5%

CNACommercial — Interest

$0—

PLTRCommercial — Expenses

-$211.22M-35.6%

FHBCommercial Banking Business — Costs And Expenses Card Rewards Program

-$8.4M-6.1%

SNEXCommercial — Total interest expense

$33.8M+45.1%

Other financials

Income statement

See full

Revenue$276.3M+0.5%

Net income$72.9M-2.7%

EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%

Total debt$82.7M+41.0%

Total equity$851.5M+4.5%

Total assets$7.1B+1.7%

Cash flow

See full

Operating cash flow$232.9M+23.7%

CapEx$2.3M-35.6%

Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.82B+11.6%

Profitability

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Net margin22.7%+0.5pp

FCF margin79.7%+36.0pp

Returns & leverage

See full

Return on equity22.7%-1.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept cash:RateRelatedCardExpense.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s commercial — rate related card expenses?: Pathward Financial, Inc. (CASH) reported commercial — rate related card expenses of $0 in Q1 2026.
What does commercial — rate related card expenses mean?: These are expenses directly tied to the interest rates or interchange structures associated with card-based financial products within the commercial segment. This metric captures the variable costs incurred to maintain competitive card offerings. It is used to assess the impact of market rate fluctuations on the segment's card-related margins.