What is Pathward Financial, Inc.'s unguaranteed residuals?

Pathward Financial, Inc. (CASH) reported unguaranteed residuals of $0 in Q1 2026.

What does unguaranteed residuals mean?

This represents the estimated fair value of leased assets at the end of the lease term that is not guaranteed by the lessee or a third party. It reflects the company's exposure to fluctuations in the market value of assets upon lease expiration. High levels of unguaranteed residuals indicate greater reliance on asset resale markets and potential valuation risk.

Pathward Financial, Inc. CASH Unguaranteed Residuals

Unguaranteed Residuals at other companies

Pathward Financial, Inc.CASH

$0—

Valley National BankVLY

$5.5M0.0%

Pathward Financial, Inc.CASH

$6.39M-16.1%

PopularBPOP

$820.33M+5.9%

The BancorpTBBK

$42.9M-9.2%

M&T BankMTB

$316M-6.8%

Other financials

Income statement

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Revenue$276.3M+0.5%

Net income$72.9M-2.7%

EPS (diluted)$3.35+6.7%

Balance sheet

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Cash & equivalents$157.6M-38.0%

Total debt$82.7M+41.0%

Total equity$851.5M+4.5%

Total assets$7.1B+1.7%

Cash flow

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Operating cash flow$232.9M+23.7%

CapEx$2.3M-35.6%

Free cash flow$230.6M+24.8%

Valuation

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Market cap$1.79B+11.6%

Enterprise value$1.72B+20.9%

P/E9.5×+0.7×

P/S2.2×+0.2×

Profitability

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Net margin22.7%+0.5pp

FCF margin79.7%+36.0pp

Returns & leverage

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Return on equity22.7%-1.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ResidualValueOfLeasedAsset.

The official record: Pathward Financial, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathward Financial, Inc.'s unguaranteed residuals?: Pathward Financial, Inc. (CASH) reported unguaranteed residuals of $0 in Q1 2026.
What does unguaranteed residuals mean?: This represents the estimated fair value of leased assets at the end of the lease term that is not guaranteed by the lessee or a third party. It reflects the company's exposure to fluctuations in the market value of assets upon lease expiration. High levels of unguaranteed residuals indicate greater reliance on asset resale markets and potential valuation risk.