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Community Financial System CBU Employee Benefit Services — Adjusted Income Before Income Taxes

Other segment segments

Banking And Corporate Services
$59.61M+28.8%
Wealth Management Services
$3.91M+7.5%
Insurance Services
$1.85M-55.0%

Similar metrics at other companies

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VOYAEmployee Benefits Segment — Adjusted operating earnings before income taxes including noncontrolling interest
$38M+280%
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CBZBenefits and Insurance Services — Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest
2,339,000,000%-455,500,000pp
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HMNSupplemental & Group Benefits — Income (Loss) From Continuing Operations Before Income Taxes, Noncontrolling Interest, Adjusted
$16.2M-9.0%
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CVCOFinancial services — Pre-Tax Income
$7.74M+412%
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ADPEmployer Services — Total consolidated earnings before income taxes
$1.66B+10.5%
Voya Financial logo
VOYAWealth Solutions Segment — Adjusted operating earnings before income taxes
$209M+1.0%

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept cbu:AdjustedIncomeBeforeIncomeTaxes.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's employee benefit services — adjusted income before income taxes?
Community Financial System (CBU) reported employee benefit services — adjusted income before income taxes of $14.33M in Q1 2026.
How has Community Financial System's employee benefit services — adjusted income before income taxes changed year-over-year?
Community Financial System's employee benefit services — adjusted income before income taxes increased by 6.6% year-over-year, from $13.44M to $14.33M.
What is the long-term trend for Community Financial System's employee benefit services — adjusted income before income taxes?
Over 3 years (2022 to 2025), Community Financial System's employee benefit services — adjusted income before income taxes has grown at a 4.4% compound annual growth rate (CAGR), from $49.14M to $55.85M.
What does employee benefit services — adjusted income before income taxes mean?
Measures the profitability of the Employee Benefit Services segment by excluding non-operating items and taxes. This provides a normalized view of the segment's core operational performance and its contribution to the overall financial holding company.