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Community Financial System CBU Wealth Management Services — Adjusted Income Before Income Taxes

Other segment segments

Banking And Corporate Services
$59.61M+28.8%
Employee Benefit Services
$14.33M+6.6%
Insurance Services
$1.85M-55.0%

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$2.49M0.0%
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RNSTWealth Management — Income taxes
$114K+10.7%

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept cbu:AdjustedIncomeBeforeIncomeTaxes.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's wealth management services — adjusted income before income taxes?
Community Financial System (CBU) reported wealth management services — adjusted income before income taxes of $3.91M in Q1 2026.
How has Community Financial System's wealth management services — adjusted income before income taxes changed year-over-year?
Community Financial System's wealth management services — adjusted income before income taxes increased by 7.5% year-over-year, from $3.64M to $3.91M.
What is the long-term trend for Community Financial System's wealth management services — adjusted income before income taxes?
Over 3 years (2022 to 2025), Community Financial System's wealth management services — adjusted income before income taxes has grown at a 5.0% compound annual growth rate (CAGR), from $10.43M to $12.07M.
What does wealth management services — adjusted income before income taxes mean?
Measures the pre-tax profitability of the wealth management business segment after accounting for all segment-specific operating expenses. It serves as a primary indicator of the segment's ability to generate earnings from its core advisory and fiduciary services. Investors use this to evaluate the segment's contribution to the overall financial holding company's bottom line.