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Community Financial System CBU Employee Benefit Services — Revenues Net Of Interest Expense

Other segment segments

Banking And Corporate Services
$156.33M+12.5%
Insurance Services
$12.59M-11.8%
Wealth Management Services
$11.06M+5.5%

Similar metrics at other companies

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$1.32B+16.8%
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VOYAEmployee Benefits — Total financial services and software subscriptions and services revenue
$11M+37.5%
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HOMBBanking Segment — Revenues, Net of Interest Expense
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HIGEmployee Benefits — Net Income
$118M-11.3%

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:RevenuesNetOfInterestExpense.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's employee benefit services — revenues net of interest expense?
Community Financial System (CBU) reported employee benefit services — revenues net of interest expense of $36.31M in Q1 2026.
How has Community Financial System's employee benefit services — revenues net of interest expense changed year-over-year?
Community Financial System's employee benefit services — revenues net of interest expense increased by 6.4% year-over-year, from $34.12M to $36.31M.
What is the long-term trend for Community Financial System's employee benefit services — revenues net of interest expense?
Over 3 years (2022 to 2025), Community Financial System's employee benefit services — revenues net of interest expense has grown at a 6.4% compound annual growth rate (CAGR), from $118.13M to $142.36M.
What does employee benefit services — revenues net of interest expense mean?
This represents the total top-line revenue generated by the employee benefit services segment after accounting for direct interest expenses. It serves as a primary measure of the segment's core operational scale and revenue-generating capacity. By netting out interest costs, it provides a clearer view of the segment's fundamental business performance.