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Community Financial System CBU Insurance Services — Revenues Net Of Interest Expense

Other segment segments

Banking And Corporate Services
$156.33M+12.5%
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$36.31M+6.4%
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$11.06M+5.5%

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Other financials

Income statement

See full
Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.28B+2.6%
Enterprise value$3.14B-4.1%
P/E15×-1.7×
P/S3.9×-0.3×

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:RevenuesNetOfInterestExpense.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's insurance services — revenues net of interest expense?
Community Financial System (CBU) reported insurance services — revenues net of interest expense of $12.59M in Q1 2026.
How has Community Financial System's insurance services — revenues net of interest expense changed year-over-year?
Community Financial System's insurance services — revenues net of interest expense decreased by 11.8% year-over-year, from $14.27M to $12.59M.
What is the long-term trend for Community Financial System's insurance services — revenues net of interest expense?
Over 3 years (2022 to 2025), Community Financial System's insurance services — revenues net of interest expense has grown at a 10.8% compound annual growth rate (CAGR), from $39.97M to $54.43M.
What does insurance services — revenues net of interest expense mean?
This metric represents the total net revenue generated by the insurance services segment after accounting for interest-related expenses. It serves as the top-line performance indicator for the segment's core business activities. Monitoring this helps assess the segment's overall scale and revenue-generating capacity.