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Chemung Financial CHMG Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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$3.73B+5.8%

Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's noninterest-bearing deposits?
Chemung Financial (CHMG) reported noninterest-bearing deposits of $641.04M in Q1 2026.
How has Chemung Financial's noninterest-bearing deposits changed year-over-year?
Chemung Financial's noninterest-bearing deposits increased by 3.5% year-over-year, from $619.65M to $641.04M.
What is the long-term trend for Chemung Financial's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Chemung Financial's noninterest-bearing deposits has grown at a 0.1% compound annual growth rate (CAGR), from $620.42M to $624.53M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, typically used for transactional purposes by business and retail clients. They represent a low-cost source of funding for the bank, directly enhancing the net interest margin. A higher proportion of these deposits indicates strong customer loyalty and effective cash management service offerings.