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Citizens CIA International Insurance Segment — Deferred policy acquisition costs

Other segment segments

Domestic Insurance Segment
$90.78M

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EIGInsurance Operations — Deferred policy acquisition costs
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CINFLife Insurance Segment — Deferred Policy Acquisition Costs, Amortization Expense
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Other financials

Income statement

See full
Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

See full
Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

See full
Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's international insurance segment — deferred policy acquisition costs?
Citizens (CIA) reported international insurance segment — deferred policy acquisition costs of $133.72M in Q1 2026.
How has Citizens's international insurance segment — deferred policy acquisition costs changed year-over-year?
Citizens's international insurance segment — deferred policy acquisition costs increased by 5.3% year-over-year, from $127.01M to $133.72M.
What does international insurance segment — deferred policy acquisition costs mean?
Represents the unamortized balance of costs directly related to the acquisition of new insurance contracts, such as commissions and underwriting expenses. These costs are capitalized and amortized over the expected life of the policies to match expenses with related premium revenues.