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Citizens CIA Other Business — Capitalizations

Other product segments

Permanent
$8.08M+6.1%
Permanent Limited Pay
$759K-30.6%

Similar metrics at other companies

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AMPOther Life Insurance — Capitalization of acquisition costs
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WWWOther — Segment, Expenditure, Addition to Long-Lived Assets
$0-100%
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ACICCapitalization
$32.03M-5.6%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's other business — capitalizations?
Citizens (CIA) reported other business — capitalizations of $110K in Q1 2026.
How has Citizens's other business — capitalizations changed year-over-year?
Citizens's other business — capitalizations decreased by 24.7% year-over-year, from $146K to $110K.
What is the long-term trend for Citizens's other business — capitalizations?
Over 3 years (2022 to 2025), Citizens's other business — capitalizations has grown at a 25.3% compound annual growth rate (CAGR), from $234K to $460K.
What does other business — capitalizations mean?
This metric tracks the total amount of acquisition-related expenses deferred during the period for the Other Business segment. By capitalizing these costs rather than expensing them immediately, the company aligns its financial reporting with the long-term nature of insurance contracts. It reflects the company's current investment intensity in acquiring new business within this specific segment.