Skip to content

Citizens CIA Permanent — Expected future benefit payments

Other product segments

Life Insurance Product Line
116,738,600,000%-0.8%
International Insurance, Permanent
89,082,400,000%
Domestic Insurance, Life Insurance, Permanent
32,686,900,000%
Permanent Limited Pay
29,932,700,000%0.0%
International Insurance, Permanent Limited Pay
16,260,900,000%
Domestic Insurance, Life Insurance, Permanent Limited Pay
13,671,800,000%
Accident and Health Insurance Product Line
139,900,000%+25.7%

Similar metrics at other companies

Lincoln National logo
LNCGroup Protection — Expected future benefit payments
$7.54B+1.7%
KKR & Co. logo
KKROther — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$244.44M+10.4%
Unum logo
UNMLong-term Care — Expected future benefit payments
$58.23B-2.0%
General Electric logo
GELong-term care — Expected future benefit payments, undiscounted
$60.87B-0.9%
Ameriprise Financial logo
AMPLong Term Care Insurance — Expected future benefit payments
$10.11B-2.7%
General Electric logo
GELife — Expected future benefit payments, undiscounted
$4B-61.3%

Other financials

Income statement

See full
Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

See full
Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

See full
Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

See full
Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

See full
Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

See full
Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitBeforeReinsuranceAfterDiscountRateChange.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens's permanent — expected future benefit payments.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens's permanent — expected future benefit payments?
Citizens (CIA) reported permanent — expected future benefit payments of 121,769,300,000% in Q1 2026.
How has Citizens's permanent — expected future benefit payments changed year-over-year?
Citizens's permanent — expected future benefit payments increased by 0.7% year-over-year, from 120,937,000,000% to 121,769,300,000%.
What is the long-term trend for Citizens's permanent — expected future benefit payments?
Over 3 years (2022 to 2025), Citizens's permanent — expected future benefit payments has grown at a 0.7% compound annual growth rate (CAGR), from 478,344,400,000% to 488,976,500,000%.
What does permanent — expected future benefit payments mean?
Represents the actuarial estimate of future cash outflows required to settle insurance claims and benefits for the permanent segment. This metric is critical for assessing the long-term solvency and reserve adequacy of the insurance product line.