Citizens CIA Permanent Limited Pay — Less: Reinsurance recoverable

Other product segments

Permanent

$7.71M+168%

Similar metrics at other companies

HMNLimited-Pay Whole Life — Liability for Future Policy Benefit, Reinsurance Recoverable, after Allowance

$1.4M0.0%

HMNLimited-Pay Whole Life — Liability for Future Policy Benefit, after Reinsurance

$52.7M+0.8%

AMPLong Term Care Insurance — Less: reinsurance recoverable

$2.59B-0.8%

HMNLimited-Pay Whole Life — Liability for Future Policy Benefit, Expected Future Policy Benefit, before Reinsurance, after Discount Rate Change

$88.1M+0.5%

KMPRTerm Life Insurance — Less: Reinsurance Recoverable

$0—

UNMLong-term Care — Less: Reinsurance recoverable related to future policy benefits

$3.29B+88,911%

Other financials

Income statement

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Revenue$59.7M+7.3%

Net income$2.3M+240%

EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%

Total debt$7.4M-5.5%

Total equity$238.7M+9.4%

Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%

CapEx$326.0K+205%

Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%

P/E16.3×-4.5×

P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp

FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitReinsuranceRecoverableAfterAllowance.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's permanent limited pay — less: reinsurance recoverable?: Citizens (CIA) reported permanent limited pay — less: reinsurance recoverable of $0 in Q1 2026.
What does permanent limited pay — less: reinsurance recoverable mean?: This metric represents the portion of insurance liabilities ceded to reinsurers within the Permanent Limited Pay segment. It reflects the amount the company expects to recover from third-party insurers for claims and benefits, effectively reducing the net liability exposure for this product line.