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Citizens CIA Premiums Paid In Advance — Policyholder Account Balance, Premium Received

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Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalancePremiumReceived.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's premiums paid in advance — policyholder account balance, premium received?
Citizens (CIA) reported premiums paid in advance — policyholder account balance, premium received of $199K in Q1 2026.
How has Citizens's premiums paid in advance — policyholder account balance, premium received changed year-over-year?
Citizens's premiums paid in advance — policyholder account balance, premium received decreased by 6.1% year-over-year, from $212K to $199K.
What is the long-term trend for Citizens's premiums paid in advance — policyholder account balance, premium received?
Over 2 years (2022 to 2025), Citizens's premiums paid in advance — policyholder account balance, premium received has grown at a 0.8% compound annual growth rate (CAGR), from $779K to $791K.
What does premiums paid in advance — policyholder account balance, premium received mean?
This represents the cash inflows received from policyholders for premiums paid in advance of the coverage period. It reflects the immediate liquidity generated by the segment and the ongoing commitment of policyholders to their insurance products. Consistent inflows are essential for maintaining the capital base required to support future insurance benefits.