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Citizens CIA Payments for (Proceeds from) Policy Loans

Payments for (Proceeds from) Policy Loans at other companies

Globe Life logo
Globe LifeGL
$7.73M-9.1%
MetLife logo
MetLifeMET
-$54M-162%
Brighthouse Financial logo
Brighthouse FinancialBHF
$9M+102%
Lincoln National logo
Lincoln NationalLNC
-$20M-137%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForProceedsFromPolicyLoans.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's payments for (proceeds from) policy loans?
Citizens (CIA) reported payments for (proceeds from) policy loans of -$238K in Q1 2026.
How has Citizens's payments for (proceeds from) policy loans changed year-over-year?
Citizens's payments for (proceeds from) policy loans increased by 6.7% year-over-year, from -$255K to -$238K.
What is the long-term trend for Citizens's payments for (proceeds from) policy loans?
Over 3 years (2021 to 2025), Citizens's payments for (proceeds from) policy loans has grown at a 5.4% compound annual growth rate (CAGR), from -$3.22M to -$3.76M.
What does payments for (proceeds from) policy loans mean?
This metric represents the net cash flow resulting from loans issued to policyholders against the cash surrender value of their life insurance policies. It reflects the liquidity demand placed on the insurer by policyholders and the utilization of policy cash values as a financing source. A net outflow indicates policyholders are borrowing against their policies, while a net inflow represents the repayment of these loans.