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Citizens CIA Liability for Future Policy Benefits and Unpaid Claims and Claims Adjustment Expense and Policyholder Account Balance

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept cia:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpenseAndPolicyholderAccountBalance.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's liability for future policy benefits and unpaid claims and claims adjustment expense and policyholder account balance?
Citizens (CIA) reported liability for future policy benefits and unpaid claims and claims adjustment expense and policyholder account balance of $1.45B in Q1 2026.
How has Citizens's liability for future policy benefits and unpaid claims and claims adjustment expense and policyholder account balance changed year-over-year?
Citizens's liability for future policy benefits and unpaid claims and claims adjustment expense and policyholder account balance increased by 1.0% year-over-year, from $1.43B to $1.45B.
What is the long-term trend for Citizens's liability for future policy benefits and unpaid claims and claims adjustment expense and policyholder account balance?
Over 5 years (2020 to 2025), Citizens's liability for future policy benefits and unpaid claims and claims adjustment expense and policyholder account balance has grown at a 0.4% compound annual growth rate (CAGR), from $1.44B to $1.46B.