Citizens CIA Expected future benefit payments discounted

Segments

Domestic Insurance, Life Insurance, Permanent$461.96M—

International Insurance, Permanent$445.49M—

Domestic Insurance, Life Insurance, Permanent Limited Pay$47.35M—

International Insurance, Permanent Limited Pay$43.51M—

Revenue$59.7M+7.3%

Net income$2.3M+240%

EPS (diluted)$0.04+233%

Cash & equivalents$18.5M+0.9%

Total debt$7.4M-5.5%

Total equity$238.7M+9.4%

Total assets$1.7B+2.2%

Operating cash flow-$323.0K-143%

CapEx$326.0K+205%

Free cash flow-$649.0K-201%

Market cap$300.79M+65.2%

P/E16.3×-4.5×

P/S1.2×+0.4×

Net margin7.1%+3.5pp

FCF margin6.3%-4.1pp

Return on equity8.1%+3.9pp

Debt / equity0×0.0×