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Citizens CIA Present Value Of Future Insurance Profits Amortization Expense1

Discontinued — last reported Q4 '25

Present Value Of Future Insurance Profits Amortization Expense1 at other companies

Lincoln National logo
Lincoln NationalLNC
$12M0.0%
KKR & Co. logo
KKR & Co.KKR
$1.48M-6.9%
KKR & Co. logo
KKR & Co.KKR
$3.13M-4.8%
MetLife logo
MetLifeMET
$0-100%
Lincoln National logo
Lincoln NationalLNC
$2M0.0%
Fidelity National Financial logo
Fidelity National FinancialFNF
$2M0.0%

Segments

By product

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Permanent$93K-6.1%
Permanent Limited Pay$9K-30.8%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:PresentValueOfFutureInsuranceProfitsAmortizationExpense1.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's present value of future insurance profits amortization expense1?
Citizens (CIA) reported present value of future insurance profits amortization expense1 of -$146K in Q4 2025.
How has Citizens's present value of future insurance profits amortization expense1 changed year-over-year?
Citizens's present value of future insurance profits amortization expense1 decreased by 21.7% year-over-year, from -$120K to -$146K.
What is the long-term trend for Citizens's present value of future insurance profits amortization expense1?
Over 4 years (2021 to 2025), Citizens's present value of future insurance profits amortization expense1 has grown at a -21.8% compound annual growth rate (CAGR), from -$1.21M to -$451K.
What does present value of future insurance profits amortization expense1 mean?
The periodic expense recognized from the systematic amortization of the intangible asset representing the present value of future profits from acquired insurance contracts. This metric is critical for understanding the non-cash impact of historical acquisitions on current period earnings.