| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| Homeowner | — | — | 65.8% | 64.7% | 65.7% |
| Personal Auto | 65.1% | 65.2% | 65.6% | 64.5% | 62.7% |
| Commercial Property Segment | 64.4% | 61.1% | 61.1% | 59.6% | 59.5% |
| Commercial Auto Line | 40.3% | 39.4% | 39.1% | 38.5% | 36.5% |
| Workers' Compensation Line | 25.3% | 24.8% | 24.3% | 24.1% | 23.6% |
| Commercial Casualty Line | 7.2% | 6.9% | 6.4% | 6% | 5.6% |
| Total | 7.2% | 6.9% | 6.4% | 6% | 5.6% |