When did Civista Bancshares report Q4 2024 earnings?

Civista Bancshares (CIVB) reported Q4 2024 earnings on January 30, 2025 before market open.

What were Civista Bancshares's Q4 2024 revenue and EPS?

Civista Bancshares reported revenue of $39.7M and eps of $0.63 for Q4 2024.

Did Civista Bancshares beat estimates in Q4 2024?

Revenue beat the consensus estimate of $39.2M by $528.3K. EPS beat the consensus estimate of $0.53 by $0.10.

Where can I find Civista Bancshares's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000950170-25-035961) directly on SEC EDGAR. The filing index links above go to sec.gov.

Civista Bancshares CIVB Q4 2024 Annual earnings

Reported January 30, 2025 · Before market open

Revenue$39.7MBeat by $528.3K

EPS$0.63Beat by $0.10

Revenue estimate$39.2M

EPS estimate$0.53

Next report

Oct 22, 2026 (in 3 months)

Revenue estimate$49.1M

EPS estimate$0.71

Financials

Q4 2024

Income statement

See full

Revenue$40.4M+3.8%

Net income$9.9M+2.5%

EPS (diluted)$0.62+1.6%

Balance sheet

See full

Cash & equivalents$63.2M+4.6%

Total debt$1.1M-99.7%

Total equity$388.5M+4.4%

Total assets$4.1B+6.1%

Cash flow

See full

Operating cash flow$22.4M+964%

CapEx$4.1M+224%

Free cash flow$18.3M+2,079%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$331.1M+18.5%

Enterprise value$269M-51.8%

P/E10.5×+3.9×

P/S2.1×+0.4×

Profitability

See full

Net margin20.5%-5.9pp

FCF margin28.5%-7.9pp

Returns & leverage

See full

Return on equity8.3%-3.9pp

Debt / equity0×-0.9×

Versus estimates

Revenue

Q2 2026$47.6MMiss by $480.0K Q1 2026$47.3MBeat by $1.7M Q4 2025$46.3MBeat by $1.0M Q3 2025$43.1MMiss by $2.3M Q2 2025$41.4MMiss by $2.2M Q1 2025$40.1MMiss by $2.9M

Diluted EPS

Q2 2026$0.69Beat by $0.02 Q1 2026$0.74Beat by $0.18 Q4 2025$0.75Beat by $0.14 Q3 2025$0.68Beat by $0.07 Q2 2025$0.66Miss by $0.03 Q1 2025$0.66Beat by $0.16

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Questions, answered.

When did Civista Bancshares report Q4 2024 earnings?: Civista Bancshares (CIVB) reported Q4 2024 earnings on January 30, 2025 before market open.
What were Civista Bancshares's Q4 2024 revenue and EPS?: Civista Bancshares reported revenue of $39.7M and eps of $0.63 for Q4 2024.
Did Civista Bancshares beat estimates in Q4 2024?: Revenue beat the consensus estimate of $39.2M by $528.3K. EPS beat the consensus estimate of $0.53 by $0.10.
Where can I find Civista Bancshares's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000950170-25-035961) directly on SEC EDGAR. The filing index links above go to sec.gov.