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Civista Bancshares CIVB Net Change In Loans

Net Change In Loans at other companies

Stifel Financial logo
Stifel FinancialSF
-$55.27M-128%
Commerce Bancshares logo
Commerce BancsharesCBSH
$67.17M-60.6%
East-West Bancorp logo
East-West BancorpEWBC
$1.08B+212%
Citizens Financial Group logo
Citizens Financial GroupCFG
$1.14B+259%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$536.68M+254%
JPMorgan Chase logo
JPMorgan ChaseJPM
-$31.08B-92.6%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:NetChangeInLoans.

The official record: Civista Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's net change in loans?
Civista Bancshares (CIVB) reported net change in loans of -$39.82M in Q1 2026.
How has Civista Bancshares's net change in loans changed year-over-year?
Civista Bancshares's net change in loans decreased by 271.8% year-over-year, from $23.18M to -$39.82M.
What is the long-term trend for Civista Bancshares's net change in loans?
Over 3 years (2021 to 2024), Civista Bancshares's net change in loans has grown at a 46.0% compound annual growth rate (CAGR), from -$71.07M to $221.25M.
What does net change in loans mean?
Measures the net difference between new loan originations and principal repayments or loan sales during the period. This metric is a primary indicator of the bank's credit growth and its appetite for expanding its loan portfolio. A positive net change signifies active lending and portfolio expansion, while a negative change suggests portfolio contraction or high repayment rates.