Discontinued — last reported Q4 '25

Investing

Net change in loans and leases

JPMorgan Chase Net change in loans and leases increased by 51.5% to -$31.08B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 92.6%, from -$16.13B to -$31.08B. Over 4 years (FY 2021 to FY 2025), Net change in loans and leases shows a downward trend with a 19.7% CAGR.

Analysis

StatementCash Flow Statement
SectionInvesting
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

A large negative value indicates aggressive loan growth, while a positive value suggests the loan book is shrinking or repayments are outpacing new originations.

Detailed definition

This metric reflects the net cash impact of loan originations versus principal repayments received from borrowers. For a...

Peer comparison

Highly comparable across commercial and consumer banks.

Metric ID: net_change_in_loans

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$25.30B-$23.05B-$46.77B-$18.19B-$49.62B-$28.35B-$32.82B-$2.26B-$31.10B-$26.74B-$28.25B$876.00M-$25.44B-$28.43B-$30.18B-$16.13B-$67.03B-$41.24B-$64.10B-$31.08B
QoQ Change+8.9%-102.9%+61.1%-172.8%+42.9%-15.8%+93.1%<-999%+14.0%-5.6%+103.1%<-999%-11.7%-6.2%+46.5%-315.5%+38.5%-55.4%+51.5%
YoY Change-96.1%-23.0%+29.8%+87.6%+37.3%+5.7%+13.9%+138.8%+18.2%-6.3%-6.8%<-999%-163.4%-45.0%-112.4%-92.6%
Range-$67.03B$876.00M
CAGR+4.4%
Avg YoY Growth-134.8%
Median YoY Growth-6.6%

Frequently Asked Questions

What is JPMorgan Chase's net change in loans and leases?
JPMorgan Chase (JPM) reported net change in loans and leases of -$31.08B in Q1 2026.
How has JPMorgan Chase's net change in loans and leases changed year-over-year?
JPMorgan Chase's net change in loans and leases decreased by 92.6% year-over-year, from -$16.13B to -$31.08B.
What is the long-term trend for JPMorgan Chase's net change in loans and leases?
Over 4 years (2021 to 2025), JPMorgan Chase's net change in loans and leases has grown at a 19.7% compound annual growth rate (CAGR), from -$91.80B to -$188.50B.
What does net change in loans and leases mean?
The net amount of cash lent to customers minus repayments received.