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Civista Bancshares CIVB Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Huntington Bancshares logo
Huntington BancsharesHBAN
$3.67B+31.2%
KeyCorp logo
KeyCorpKEY
$4.44B+0.8%
Equity Bancshares logo
Equity BancsharesEQBK
$149.7M+13.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$74.07M+46.4%
Capital Bancorp logo
Capital BancorpCBNK
$45.87M+3.5%
Southern First Bancshares logo
Southern First BancsharesSFST
$56.22M+3.2%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Civista Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's bank owned life insurance?
Civista Bancshares (CIVB) reported bank owned life insurance of $63.54M in Q1 2026.
How has Civista Bancshares's bank owned life insurance changed year-over-year?
Civista Bancshares's bank owned life insurance increased by 0.6% year-over-year, from $63.17M to $63.54M.
What is the long-term trend for Civista Bancshares's bank owned life insurance?
Over 5 years (2020 to 2025), Civista Bancshares's bank owned life insurance has grown at a 6.6% compound annual growth rate (CAGR), from $45.98M to $63.15M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) represents life insurance policies purchased by the bank on the lives of key employees, where the bank is the beneficiary. It is utilized as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. The cash surrender value of these policies is recorded as an asset on the balance sheet.