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Civista Bancshares CIVB Lease Revenue And Residual Income

Lease Revenue And Residual Income at other companies

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Peoples BancorpPEBO
$4.58M+32.1%
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$518.7M+44.2%
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National Health InvestorsNHI
$73.15M+6.2%
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Live Oak BancsharesLOB
$2.14M-17.0%
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The BancorpTBBK
$1.9M-3.6%
BankUnited logo
BankUnitedBKU
$6.76M-32.1%

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:LeaseRevenueAndResidualIncome.

The official record: Civista Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's lease revenue and residual income?
Civista Bancshares (CIVB) reported lease revenue and residual income of $1.63M in Q1 2026.
How has Civista Bancshares's lease revenue and residual income changed year-over-year?
Civista Bancshares's lease revenue and residual income decreased by 14.0% year-over-year, from $1.9M to $1.63M.
What is the long-term trend for Civista Bancshares's lease revenue and residual income?
Over 3 years (2022 to 2025), Civista Bancshares's lease revenue and residual income has grown at a 36.5% compound annual growth rate (CAGR), from $2.31M to $5.87M.
What does lease revenue and residual income mean?
Income derived from leasing assets to customers and the subsequent residual value realized upon the expiration of lease agreements. It represents a specialized financing activity that contributes to the bank's non-interest income portfolio.