Where do Civista Bancshares's ratios come from?

Every ratio is computed from Civista Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Civista Bancshares CIVB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	28.5%+1.7pp	26.8%+0.5pp	26.3%+1.9pp	24.4%+2.0pp	22.4%+1.9pp
Returns
Return on equity	10.7%+0.8pp	9.9%+0.1pp	9.8%-0.3pp	10.1%+0.9pp	9.3%+0.9pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$580.06M+71.0%	$429.13M+9.4%	$392.24M+11.9%	$350.65M+15.9%	$302.47M-8.6%
Price / earnings	11.4×+1.8×	9.3×+0.3×	8.9×+0.1×	8.9×+0.4×	8.5×-1.9×
Price / sales	3.2×+1.1×	2.5×+0.1×	2.4×+0.2×	2.2×+0.3×	1.9×-0.2×
Price / book	1.1×+0.2×	0.8×0.0×	0.8×-0.1×	0.9×+0.1×	0.8×-0.1×
Dividend yield	2.2%-0.8pp	2.8%-0.1pp	2.8%-0.1pp	2.9%-0.4pp	3.4%+0.3pp

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Where do Civista Bancshares's ratios come from?: Every ratio is computed from Civista Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.