Where do Civista Bancshares's ratios come from?

Every ratio is computed from Civista Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Civista Bancshares CIVB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	26.8%+6.3pp	20.5%-5.9pp	26.4%-1.9pp	28.3%-3.6pp
Returns
Return on equity	9.9%+1.6pp	8.3%-3.9pp	12.3%+0.7pp	11.5%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×-0.9×	0.9×-0.3×	1.2×+1.2×
Valuation
Market capitalization	$580.06M+71.0%	$331.1M+18.5%	$279.45M-18.9%	$344.4M-5.0%
Price / earnings	11.4×+1.8×	10.5×+3.9×	6.5×-2.2×	8.7×-0.2×
Price / sales	3.2×+1.1×	2.1×+0.4×	1.7×-0.8×	2.5×-0.4×
Price / book	1.1×+0.2×	0.9×+0.1×	0.8×-0.3×	1×0.0×
Dividend yield	2.2%-0.8pp	3%-0.4pp	3.4%+1.0pp	2.5%+0.2pp

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Where do Civista Bancshares's ratios come from?: Every ratio is computed from Civista Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.