Where do Civista Bancshares's ratios come from?

Every ratio is computed from Civista Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Civista Bancshares CIVB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	28.5%+6.1pp	26.8%+6.3pp	26.3%+5.8pp	24.4%+2.6pp	22.4%-1.0pp
Returns
Return on equity	10.7%+1.5pp	9.9%+1.6pp	9.8%+1.2pp	10.1%+0.9pp	9.3%-0.9pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×-0.7×	0×-1.3×	0×-1.0×
Valuation
Market capitalization	$580.06M+71.0%	$429.13M+29.6%	$392.24M+45.4%	$350.65M+49.6%	$302.47M+29.9%
Price / earnings	11.4×+1.8×	9.3×-1.2×	8.9×+0.4×	8.9×+1.9×	8.5×+2.1×
Price / sales	3.2×+1.1×	2.5×+0.3×	2.4×+0.6×	2.2×+0.6×	1.9×+0.4×
Price / book	1.1×+0.2×	0.8×-0.1×	0.8×+0.1×	0.9×+0.2×	0.8×+0.1×
Dividend yield	2.2%-0.8pp	2.8%-0.3pp	2.8%-0.9pp	2.9%-1.4pp	3.4%-0.9pp

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Where do Civista Bancshares's ratios come from?: Every ratio is computed from Civista Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.