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Civista Bancshares CIVB Return on assets

Return on assets at other companies

Fifth Third Bank logo
Fifth Third BankFITB
0.9%-0.2pp
Huntington Bancshares logo
Huntington BancsharesHBAN
0.9%-0.1pp
KeyCorp logo
KeyCorpKEY
1%+1.0pp
Equity Bancshares logo
Equity BancsharesEQBK
0.4%-0.8pp
SMB
SmartFinancialSMBK
0.9%+0.2pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
1.3%+0.3pp

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity10.7%+1.5pp
Debt / equity0.0×

Where this comes from

Calculated from Civista Bancshares’s reported figures.

Based on trailing twelve months.

The official record: Civista Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's return on assets?
Civista Bancshares (CIVB) reported return on assets of 1.2% in Q1 2026.
How has Civista Bancshares's return on assets changed year-over-year?
Civista Bancshares's return on assets increased by 36.7% year-over-year, from 0.9% to 1.2%.
What is the long-term trend for Civista Bancshares's return on assets?
Over 5 years (2020 to 2025), Civista Bancshares's return on assets has grown at a -2.9% compound annual growth rate (CAGR), from 1.3% to 1.1%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.