Discontinued — last reported Q1 '26
Business Segments · Interest Income Expense Net
Commercial Banking — Interest Income Expense Net
Capital One Financial Commercial Banking — Interest Income Expense Net decreased by 0.9% to $581.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.6%, from $572.00M to $581.00M. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2016
Last reportedQ1 2026
Rolls up toNet Interest Income
How to read this metric
An increase suggests improved net interest margins or growth in the interest-earning asset base, while a decrease may indicate margin compression or rising funding costs.
Detailed definition
This metric represents the difference between the interest income generated from commercial loan portfolios and the inte...
Peer comparison
Commonly reported by all commercial banks as Net Interest Income (NII) for specific business segments.
Metric ID:
cof_segment_commercial_banking_interest_income_expense_netHistorical Data
15 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $460.00M | $578.00M | $607.00M | $635.00M | $699.00M | $648.00M | $632.00M | $621.00M | $599.00M | $609.00M | $596.00M | $572.00M | $602.00M | $586.00M | $581.00M |
| QoQ Change | — | +25.7% | +5.0% | +4.6% | +10.1% | -7.3% | -2.5% | -1.7% | -3.5% | +1.7% | -2.1% | -4.0% | +5.2% | -2.7% | -0.9% |
| YoY Change | — | — | — | +38.0% | +20.9% | +6.8% | -0.5% | -11.2% | -7.6% | -3.6% | -4.0% | -4.5% | -1.1% | -1.7% | +1.6% |
Range$460.00M – $699.00M
CAGR+6.9%
Avg YoY Growth+2.8%
Median YoY Growth-1.4%
Current Streak2 quarters decline
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Capital One Financial's commercial banking — interest income expense net?
- Capital One Financial (COF) reported commercial banking — interest income expense net of $581.00M in Q1 2026.
- How has Capital One Financial's commercial banking — interest income expense net changed year-over-year?
- Capital One Financial's commercial banking — interest income expense net increased by 1.6% year-over-year, from $572.00M to $581.00M.
- What does commercial banking — interest income expense net mean?
- The net profit earned from commercial lending activities after accounting for interest costs.