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Capital One Financial·Income Statement·139 metrics

Breakdown

MetricQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation$5.3B$17.2B
Interest and Dividend Income, Operating$11.3B$11.9B$11.7B$11.4B$13.8B$16.8B$16.7B$16.2B
Interest and Fee Income, Loans and Leases$10.0B$10.5B$10.4B$10.2B$12.4B$15.2B$15.2B$14.7B
Increase (Decrease) in Deposits$4.7B$13.3B
Interest Income (Expense), Operating$7.5B$8.1B$8.1B$8.0B$10.0B$12.4B$12.5B$12.1B
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation$1.7B$5.8B-$218.0M-$9.9B-$2.3B$11.1B
Noninterest Expense$4.9B$5.3B$6.1B$5.9B$7.0B$8.3B$9.3B$8.5B
Interest Income (Expense), after Provision for Loan Loss$3.6B$5.6B$5.5B$5.6B-$1.4B$9.7B$8.3B$8.1B
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation$6.2B$6.5B$2.4B$4.7B$6.1B$9.2B$7.8B$6.0B
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale$3.0B$3.4B$3.1B$3.1B$5.8B$4.4B$4.6B$5.8B
Payments to Acquire Debt Securities, Available-for-Sale$4.1B$4.8B$5.5B$2.8B$3.8B$6.0B$5.6B$5.7B
Gross charge-offs$3.4B$3.4B$3.7B$4.3B$4.9B$5.4B
Revolving Loans$2.7B$2.6B$3.0B$3.5B$4.0B$4.4B
Total provisions for credit losses$3.9B$2.5B$2.6B$2.4B$11.4B$2.7B$4.1B$4.1B
Interest Paid, Net$3.4B$3.3B$3.4B$3.2B$3.4B$4.2B$4.1B$4.0B
Interest Paid, Excluding Capitalized Interest, Operating Activity$3.4B$3.3B$3.4B$3.2B$3.4B$4.2B$4.1B$4.0B
Interest Expense, Deposits$2.9B$2.9B$2.9B$2.7B$3.1B$3.6B$3.5B$3.4B
Proceeds From Issuance Of Secured Debt$0.0$997.0M$1.7B$3.0B
Increase (Decrease) in Other Operating Assets-$1.4B$1.3B$9.0M$708.0M$3.0B
Payments for Repurchase of Common Stock$163.0M$161.0M$161.0M$375.0M$167.0M$1.0B$2.5B$2.8B
Treasury stock, value, acquired$163.0M$161.0M$375.0M$167.0M$1.0B$2.8B
Repayments of Secured Debt$445.0M$2.6B$6.1B$2.5B$2.5B
Revenue$1.5B$1.4B$1.5B$1.8B$2.3B$2.4B
Amortized Cost$1.0B$1.3B$1.1B$2.1B$2.3B$2.2B
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent$597.0M$1.8B$1.1B$1.4B-$4.3B$3.2B$1.8B$2.2B
Reclassifications Net of Tax$531.0M$1.7B$1.0B$1.3B-$4.3B$3.1B$2.1B$2.1B
Discount and interchange fees, net$1.2B$1.2B$1.3B$1.2B$1.5B$1.8B$1.9B$2.0B
Comprehensive Income (Loss), Net of Tax, Attributable to Parent$430.0M$5.2B$3.2B-$3.6B$4.1B$1.8B
Other Comprehensive Income (Loss)$430.0M$5.2B$3.2B-$3.6B$4.1B$1.8B
Proceeds from sales and paydowns$1.4B$890.0M$724.0M$1.7B$870.0M$1.7B
Payments For (Proceeds From) Sale Of Financing Receivable, Held-For-Investment$6.6B$5.3B$11.4B-$1.3B$13.1B$9.1B$16.0B-$1.7B
Marketing$1.1B$1.1B$1.4B$1.2B$1.3B$1.4B$1.9B$1.5B
Credit card marketing expense$907.0M$964.0M$1.0B$1.1B$1.2B$1.3B
Payment for Origination and Purchase, Loan, Held-for-Sale$591.0M$535.0M$1.1B$1.2B$1.1B$1.4B$2.1B$1.1B
Payments to Acquire Held-to-Maturity Securities$0.0$1.1B
Uncollectible portion of billed finance charges and fees$649.0M$624.0M$705.0M$785.0M$869.0M$980.0M
Total Term Loans$656.0M$764.0M$694.0M$698.0M$818.0M$898.0M
Interest and Dividend Income, Securities, Operating$700.0M$733.0M$753.0M$770.0M$784.0M$823.0M$841.0M$832.0M
Service charges and other customer-related fees$459.0M$501.0M$554.0M$509.0M$658.0M$849.0M$833.0M$809.0M
Revenue (reduction) from other sources$492.0M$491.0M$498.0M$653.0M$672.0M$676.0M
Professional and outside services$316.0M$402.0M$630.0M$437.0M$653.0M$641.0M$693.0M$585.0M
Capital Expenditures$289.0M$312.0M$356.0M$348.0M$399.0M$387.0M$444.0M$553.0M
Payments to Acquire Property, Plant, and Equipment$289.0M$312.0M$356.0M$348.0M$399.0M$387.0M$444.0M$553.0M
Proceeds From Repayments Of Other Debt$148.0M-$196.0M$7.0M$166.0M$538.0M
Senior and subordinated notes$591.0M$596.0M$540.0M$505.0M$535.0M$582.0M$550.0M$532.0M
Other Comprehensive Income (Loss), Before Tax-$217.0M$4.4B$2.3B$845.0M$1.2B-$519.0M
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent-$217.0M$4.4B$2.3B$845.0M$1.2B-$519.0M
Dividends, Common Stock$232.0M$233.0M$234.0M$388.0M$386.0M$502.0M
Payments of Ordinary Dividends, Common Stock$232.0M$233.0M$232.0M$234.0M$388.0M$386.0M$508.0M$502.0M
Cash Dividends, Common Stock$232.0M$233.0M$232.0M$234.0M$388.0M$386.0M$508.0M$502.0M
Amortization of intangibles$19.0M$20.0M$19.0M$16.0M$271.0M$514.0M$525.0M$492.0M
Amortization of capitalized software and acquired intangible assets$271.0M$514.0M$492.0M
Other comprehensive income/(loss) before reclassifications-$410.0M$3.1B$1.5B$521.0M$787.0M-$486.0M
OCI Before Reclassifications, Net of Tax-$410.0M$3.1B$1.5B$521.0M$787.0M-$486.0M
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months-$1.6B-$571.0M-$446.0M
Other Comprehensive Income (Loss), Net of Tax-$167.0M$3.4B$1.8B$710.0M$902.0M-$411.0M
OCI Attributable to Parent-$167.0M$3.4B$1.8B$710.0M$902.0M-$411.0M
Other comprehensive income/(loss)-$167.0M$3.4B$1.8B$710.0M$902.0M-$411.0M
Other Comprehensive Income (Loss), Net of Tax, Attributable to Parent-$167.0M$3.4B$1.8B$710.0M$902.0M-$411.0M
OCI Net of Tax, Parent-$167.0M$3.4B$1.8B$710.0M$902.0M-$411.0M
Account balance, modified and subsequent default$3.1B$315.0M
Total other income$252.0M$244.0M$278.0M$255.0M$361.0M$294.0M$354.0M$313.0M
Net unrealized gains/(losses) on available-for-sale securities$1.4B-$311.0M
Debt Securities, Available-for-sale, Change in Present Value, Interest Income$245.0M$264.0M$262.0M$291.0M$304.0M$302.0M$327.0M$306.0M
Deferred taxes-$469.0M-$148.0M-$352.0M$262.0M-$2.5B-$503.0M$244.0M
Payments to Acquire Businesses, Net of Cash Acquired$0.0$0.0$0.0$318.0M-$16.8B-$1.0M$0.0$241.0M
Term loan by year, year 3$225.0M$238.0M$170.0M$166.0M$193.0M$238.0M
OCI Available-for-Sale Securities Adjustment-$184.0M$2.3B$1.1B$254.0M$769.0M-$234.0M
OCI - Available-for-Sale Securities Adjustment-$184.0M$2.3B$1.1B$254.0M$769.0M-$234.0M
Net unrealized debt securities gains (losses), net of tax$1.1B-$234.0M
Term loan by year, year 2$155.0M$181.0M$155.0M$190.0M$231.0M$231.0M
OCI Cash Flow Hedge Before Reclassification and Tax$24.0M$1.4B$886.0M$518.0M$199.0M-$222.0M
Cash flow hedges$24.0M$1.4B$886.0M$518.0M$199.0M-$222.0M
Net addition to the allowance for credit losses-$359.0M$8.0B$221.0M
Income Taxes Paid, Net$276.3M$276.3M$276.3M$3.0M$184.0M
Income Taxes Paid, Net$276.3M$276.3M$276.3M$3.0M$184.0M
Change in Other Liabilities-$293.0M-$487.0M$178.0M$360.0M$821.0M$730.0M$181.0M
Other liabilities-$293.0M-$487.0M$178.0M$360.0M$821.0M$730.0M$181.0M
Income tax credits and Other income tax benefits recognized in tax provision$230.0M$257.0M$153.0M$223.0M$229.0M$179.0M
Investment Program, Proportional Amortization Method, Applied, Amortization Expense$178.0M$171.0M$159.0M$180.0M$176.0M$179.0M
Net gains (losses) deferred$18.0M$1.1B$670.0M$392.0M$149.0M-$167.0M
Term loan by year, year 4$147.0M$179.0M$171.0M$162.0M$183.0M$160.0M
Securitized debt obligations$258.0M$234.0M$205.0M$176.0M$164.0M$165.0M$155.0M$141.0M
Prior$57.0M$47.0M$84.0M$67.0M$47.0M$139.0M
Stock-based compensation$105.0M$127.0M$144.0M$177.0M$225.0M$174.0M$200.0M$131.0M
Share-based compensation expense related to employee stock plans$107.0M$125.0M$169.0M$214.0M$168.0M$130.0M
Term loan by year, year 5$58.0M$66.0M$109.0M$93.0M$92.0M$127.0M
Proceeds from Issuance of Common Stock$95.0M$76.0M$72.0M$93.0M$111.0M$91.0M$105.0M$119.0M
Issuances of common stock and restricted stock, net of forfeitures$95.0M$76.0M$93.0M$111.0M$91.0M$119.0M
Revolving Loans Converted to Term$31.0M$31.0M$36.0M$60.0M$94.0M$118.0M
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent$540.0M-$108.0M
Net unrealized gains on securities available for sale-$60.0M$733.0M$345.0M$83.0M$253.0M-$77.0M
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent-$243.0M-$304.0M-$276.0M-$189.0M-$115.0M-$75.0M
Reclassification from AOCI, Net of Tax-$243.0M-$304.0M-$276.0M-$189.0M-$115.0M-$75.0M
Dividends, Preferred Stock, Cash$57.0M$73.0M
Sale of investments$0.0$175.0M$0.0$1.0M$68.0M
Payments of Ordinary Dividends, Preferred Stock and Preference Stock$57.0M$57.0M$57.0M$57.0M$65.0M$57.0M$73.0M$57.0M
Unrealized Gain (Loss) on Derivatives, Net$6.0M$343.0M$216.0M$126.0M$50.0M-$55.0M
Increase Decrease In Accrued Interest Receivable Net$83.0M$67.0M-$152.0M$83.0M$36.0M-$32.0M
Other borrowings$11.0M$9.0M$12.0M$9.0M$14.0M$15.0M$23.0M$26.0M
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation-$7.5B-$6.3B-$14.2B$845.0M$16.5B-$10.0B-$7.8B$26.0M
Amortization expense (benefit)$18.0M$21.0M-$10.0M$16.0M$23.0M-$20.0M
Participating Securities, Distributed and Undistributed Earnings (Loss), excluding Preferred Stock Dividends, Basic$9.0M$28.0M$17.0M$22.0M$4.0M$33.0M$13.0M$20.0M
Increase Decrease In Interest Payable Net$37.0M-$20.0M-$105.0M-$62.0M-$17.0M
Foreign Currency Translation Adjustments-$1.0M$45.0M$16.0M$64.0M-$16.0M-$13.0M
Change in foreign currency translation-$1.0M$45.0M$16.0M$64.0M-$16.0M-$13.0M
Foreign Currency Translation Adjustments, Net of Tax-$1.0M$45.0M$16.0M$64.0M-$16.0M-$13.0M
OCI - Foreign Currency Translation Adjustment-$1.0M$45.0M$16.0M$64.0M-$16.0M-$13.0M
Foreign currency translation-$1.0M$45.0M$16.0M$64.0M-$16.0M-$13.0M
Currency Translation Adjustment, Net of Tax-$1.0M$45.0M$16.0M$64.0M-$16.0M-$13.0M
OCI Foreign Currency Translation-$1.0M$45.0M$16.0M$64.0M-$16.0M-$13.0M
Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, before Tax, Portion Attributable to Parent-$5.0M$11.0M
Currency exchange and other$21.0M$11.0M$23.0M-$7.0M
Income from discontinued operations, net of tax$0.0$0.0$0.0-$14.0M-$1.0M-$7.0M
Other Noncash Income (Expense)$0.0-$6.0M-$28.0M-$45.0M-$25.0M-$31.0M-$10.0M-$6.0M
Recognized interest income$6.0M$6.0M$3.0M$3.0M$4.0M$4.0M
Term loan by year, year 1$14.0M$53.0M$5.0M$20.0M$72.0M$3.0M
Other$0.0$0.0$0.0$0.0$0.0$3.0M
Other$0.0$0.0$0.0$0.0$0.0$3.0M
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities$0.0$3.0M
Proceeds from issuance of common stock relating to employee stock plans$3.0M$1.0M$8.0M$1.0M
Exercises of stock options$3.0M$1.0M$1.0M
Add - Incremental shares associated with contingently issuable shares (in shares)600K600K700K0400K900K
Add: dilutive effect of potential common shares (in shares)$800.0K$700.0K$900.0K$0.0$500.0K$900.0K
Number of operating segments3.003.00
Number of reportable segments3.003.00
Common Stock Dividends Per Share Declared$0.6$0.6$0.6$0.6$0.6$0.8
Common Stock Dividends Per Share$0.6$0.6$0.6$0.6$0.6$0.8
Dividends per share declared$0.6$0.6$0.6$0.6$0.6$0.8
Dividends per share declared$0.6$0.6$0.6$0.6$0.6$0.8
Common Stock Dividends Per Share Declared$0.6$0.6$0.6$0.6$0.6$0.8
Dividends declared (in dollars per share)$0.6$0.6$0.6$0.6$0.6$0.8
Common Stock Dividends Per Share Declared$0.6$0.6$0.6$0.6$0.6$0.8
Common Stock Dividends Per Share Declared$0.6$0.6$0.6$0.6$0.6$0.8
% of total class of receivables0.3%0.4%0.4%0.5%0.5%0.5%
Discount For Preferred Stock Redeemed$0.0$0.0$0.0$0.0$0.0
Add - Incremental shares under stock-based compensation plans (in shares)200K100K200K0100K0
Other$0.0$0.0$0.0$0.0$0.0$0.0
Preferred Stock Redemption Discount$0.0$0.0$0.0$6.0M

Metrics

Common Stock Dividends Per Share Declared

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Foreign Currency Translation Adjustments

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OCI Available-for-Sale Securities Adjustment

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Capital Expenditures

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Change in foreign currency translation

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Change in Other Liabilities

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Common Stock Dividends Per Share

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Foreign Currency Translation Adjustments, Net of Tax

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OCI - Available-for-Sale Securities Adjustment

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OCI - Foreign Currency Translation Adjustment

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Other Comprehensive Income (Loss), Net of Tax

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Dividends per share declared

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Reclassifications Net of Tax

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OCI Attributable to Parent

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OCI Cash Flow Hedge Before Reclassification and Tax

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Other Comprehensive Income (Loss), Before Tax

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Dividends per share declared

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Common Stock Dividends Per Share Declared

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Income Taxes Paid, Net

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Interest Paid, Net

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Share-based compensation expense related to employee stock plans

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Income tax credits and Other income tax benefits recognized in tax provision

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Amortization of intangibles

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Investment Program, Proportional Amortization Method, Applied, Amortization Expense

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Amortization expense (benefit)

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Amortization of capitalized software and acquired intangible assets

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Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation

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Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months

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Dividends declared (in dollars per share)

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Comprehensive Income (Loss), Net of Tax, Attributable to Parent

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Credit card marketing expense

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Debt Securities, Available-for-sale, Change in Present Value, Interest Income

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Deferred taxes

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Discount For Preferred Stock Redeemed

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Dividends, Common Stock

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Dividends, Preferred Stock, Cash

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Net addition to the allowance for credit losses

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Gross charge-offs

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Amortized Cost

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Revolving Loans

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Revolving Loans Converted to Term

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Total Term Loans

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Term loan by year, year 4

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Term loan by year, year 1

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Term loan by year, year 2

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Term loan by year, year 3

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Term loan by year, year 5

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% of total class of receivables

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Account balance, modified and subsequent default

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Recognized interest income

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Currency exchange and other

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Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent

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Income from discontinued operations, net of tax

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Income Taxes Paid, Net

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Increase Decrease In Accrued Interest Receivable Net

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Increase (Decrease) in Deposits

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Increase Decrease In Interest Payable Net

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Increase (Decrease) in Other Operating Assets

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Other liabilities

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Add - Incremental shares associated with contingently issuable shares (in shares)

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Add - Incremental shares under stock-based compensation plans (in shares)

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Discount and interchange fees, net

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Interest and Dividend Income, Operating

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Interest and Dividend Income, Securities, Operating

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Interest and Fee Income, Loans and Leases

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Interest Expense, Deposits

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Other borrowings

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Securitized debt obligations

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Senior and subordinated notes

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Interest Income (Expense), after Provision for Loan Loss

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Interest Income (Expense), Operating

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Interest Paid, Excluding Capitalized Interest, Operating Activity

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Marketing

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Cash Provided by (Used in) Financing Activity, Including Discontinued Operation

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Cash Provided by (Used in) Investing Activity, Including Discontinued Operation

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Cash Provided by (Used in) Operating Activity, Including Discontinued Operation

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Noninterest Expense

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Revenue (reduction) from other sources

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Total other income

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Number of operating segments

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Number of reportable segments

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Other comprehensive income/(loss) before reclassifications

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Net unrealized gains on securities available for sale

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Net unrealized debt securities gains (losses), net of tax

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Net unrealized gains/(losses) on available-for-sale securities

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Foreign currency translation

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Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, before Tax, Portion Attributable to Parent

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Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent

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Net gains (losses) deferred

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Cash flow hedges

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Other comprehensive income/(loss)

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Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent

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Other Noncash Income (Expense)

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Participating Securities, Distributed and Undistributed Earnings (Loss), excluding Preferred Stock Dividends, Basic

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Payment for Origination and Purchase, Loan, Held-for-Sale

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Payments For (Proceeds From) Sale Of Financing Receivable, Held-For-Investment

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Payments for Repurchase of Common Stock

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Payments of Ordinary Dividends, Common Stock

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Payments of Ordinary Dividends, Preferred Stock and Preference Stock

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Payments to Acquire Debt Securities, Available-for-Sale

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Payments to Acquire Businesses, Net of Cash Acquired

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Payments to Acquire Held-to-Maturity Securities

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Payments to Acquire Property, Plant, and Equipment

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Preferred Stock Redemption Discount

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Proceeds from Issuance of Common Stock

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Proceeds From Issuance Of Secured Debt

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Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities

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Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale

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Proceeds From Repayments Of Other Debt

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Proceeds from sales and paydowns

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Sale of investments

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Proceeds from issuance of common stock relating to employee stock plans

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Professional and outside services

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Total provisions for credit losses

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Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent

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Repayments of Secured Debt

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Service charges and other customer-related fees

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Stock-based compensation

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Issuances of common stock and restricted stock, net of forfeitures

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Exercises of stock options

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Treasury stock, value, acquired

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Uncollectible portion of billed finance charges and fees

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Add: dilutive effect of potential common shares (in shares)

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Unrealized Gain (Loss) on Derivatives, Net

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Cash Dividends, Common Stock

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Currency Translation Adjustment, Net of Tax

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OCI Before Reclassifications, Net of Tax

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Reclassification from AOCI, Net of Tax

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Other Comprehensive Income (Loss)

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OCI Foreign Currency Translation

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Common Stock Dividends Per Share Declared

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Other Comprehensive Income (Loss), Net of Tax, Attributable to Parent

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Common Stock Dividends Per Share Declared

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OCI Net of Tax, Parent

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