When did ChoiceOne Financial report Q3 2024 earnings?

ChoiceOne Financial (COFS) reported Q3 2024 earnings on October 23, 2024 before market open.

What were ChoiceOne Financial's Q3 2024 revenue and EPS?

ChoiceOne Financial reported revenue of $25.1M and eps of $0.85 for Q3 2024.

Did ChoiceOne Financial beat estimates in Q3 2024?

Revenue beat the consensus estimate of $22.9M by $2.2M. EPS beat the consensus estimate of $0.74 by $0.11.

Where can I find ChoiceOne Financial's Q3 2024 SEC filings?

You can read the 10-Q periodic report (0000950170-24-124039) directly on SEC EDGAR. The filing index links above go to sec.gov.

ChoiceOne Financial COFS Q3 2024 earnings

Reported October 23, 2024 · Before market open

Revenue$25.1MBeat by $2.2M

EPS$0.85Beat by $0.11

Revenue estimate$22.9M

EPS estimate$0.74

Next report

Oct 23, 2026 (in 3 months)

Revenue estimate$44.5M

EPS estimate$0.92

Financials

Q3 2024

Income statement

See full

Revenue$25.1M+26.0%

Net income$7.3M+43.5%

EPS (diluted)$0.85+25.0%

Balance sheet

See full

Cash & equivalents$145.9M+0.9%

Total equity$247.7M+36.8%

Total assets$2.7B+5.8%

Cash flow

See full

CapEx$253.0K-79.6%

Valuation & ratios

Valuation

as of 09/30/24

See full

Market cap$233.97M+58.0%

P/E9.4×+2.9×

P/S2.6×+0.8×

Profitability

See full

Net margin28%+0.2pp

Returns & leverage

See full

Return on equity11.6%-1.8pp

Segments

By product

See full

Interchange Income$1.5M+26.4%

Customer Service Charges$1.2M—

Trust Fee Income$232.0K+17.8%

Insurance And Investment Commission Income$185.5K—

Other Charges And Fees For Customer Services$162.0K-12.0%

Versus estimates

Revenue

Q2 2026$41.1MMiss by $2.4M Q1 2026$42.5MMiss by $243.0K Q4 2025$42.9MMiss by $913.0K Q3 2025$44.7MBeat by $941.0K Q2 2025$42.8MBeat by $675.0K Q1 2025$44.9MBeat by $1.4M

Diluted EPS

Q2 2026$0.83Miss by $0.05 Q1 2026$0.91Beat by $0.06 Q4 2025$0.92Beat by $0.01 Q3 2025$0.97Beat by $0.11 Q2 2025$0.91Beat by $0.11 Q1 2025$0.86Beat by $0.04

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Questions, answered.

When did ChoiceOne Financial report Q3 2024 earnings?: ChoiceOne Financial (COFS) reported Q3 2024 earnings on October 23, 2024 before market open.
What were ChoiceOne Financial's Q3 2024 revenue and EPS?: ChoiceOne Financial reported revenue of $25.1M and eps of $0.85 for Q3 2024.
Did ChoiceOne Financial beat estimates in Q3 2024?: Revenue beat the consensus estimate of $22.9M by $2.2M. EPS beat the consensus estimate of $0.74 by $0.11.
Where can I find ChoiceOne Financial's Q3 2024 SEC filings?: You can read the 10-Q periodic report (0000950170-24-124039) directly on SEC EDGAR. The filing index links above go to sec.gov.