Where do ChoiceOne Financial's ratios come from?

Every ratio is computed from ChoiceOne Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	32.3%+14.8pp	17.4%+2.4pp	15%+3.6pp	11.4%+4.5pp	7%-21.9pp
Returns
Return on equity	12.4%+4.7pp	7.8%+1.6pp	6.2%+1.8pp	4.4%+2.1pp	2.3%-9.5pp
Return on assets	1.3%+0.5pp	0.8%+0.2pp	0.6%+0.2pp	0.4%+0.2pp	0.2%-0.8pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$490.73M+17.4%	$443.5M+2.0%	$434.83M-0.4%	$436.49M+0.9%	$432.63M+35.5%
Price / earnings	8.8×-49.4×	15.7×-4.5×	20.3×-10.6×	30.9×-29.3×	60.2×+48.3×
Price / sales	2.8×-1.2×	2.7×-0.3×	3×-0.5×	3.5×-0.7×	4.2×+0.7×
Price / book	1×+0.1×	1×0.0×	1×0.0×	1×0.0×	1×-0.2×
Earnings yield	11.4%+9.6pp	6.4%+1.4pp	4.9%+1.7pp	3.2%+1.6pp	1.7%-6.7pp
Dividend yield	3.5%+0.8pp	3.8%+0.3pp	3.5%+0.4pp	3.1%+0.5pp	2.6%-0.2pp

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Where do ChoiceOne Financial's ratios come from?: Every ratio is computed from ChoiceOne Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.