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ChoiceOne Financial COFS Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
Ally Financial logo
Ally FinancialALLY
0.7%+0.6pp
Huntington Bancshares logo
Huntington BancsharesHBAN
0.9%-0.1pp
Financial Institutions logo
Financial InstitutionsFISI
1.3%+1.0pp
Capital City Bank Group logo
Capital City Bank GroupCCBG
1.4%0.0pp
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
0.9%+0.1pp

Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%

Returns & leverage

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Return on equity12.4%+10.2pp
Debt / equity0.0×

Where this comes from

Calculated from ChoiceOne Financial’s reported figures.

Based on trailing twelve months.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's return on assets?
ChoiceOne Financial (COFS) reported return on assets of 1.3% in Q1 2026.
How has ChoiceOne Financial's return on assets changed year-over-year?
ChoiceOne Financial's return on assets increased by 522.5% year-over-year, from 0.2% to 1.3%.
What is the long-term trend for ChoiceOne Financial's return on assets?
Over 5 years (2020 to 2025), ChoiceOne Financial's return on assets has grown at a -3.5% compound annual growth rate (CAGR), from 0.9% to 0.8%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.