What are Cavco Industries's profit margins?

Gross margin is 23.5% and operating margin is 10.2%, with a 8.5% net margin.

Where does Cavco Industries's income statement data come from?

Every line is extracted from Cavco Industries's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Cavco Industries CVCO Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'26	FY'25	FY'24	FY'23
Net premiums earned	$58.76M-16.7%	$70.58M+44.9%	$48.71M+10.0%	$44.28M—
Total revenue	$2.24B+11.4%	$2.02B+12.3%	$1.79B-16.2%	$2.14B+31.7%
Total cost of revenue	$1.72B+10.8%	$1.55B+13.3%	$1.37B-13.8%	$1.59B+30.3%
Gross profit	$526.89M+13.2%	$465.59M+9.1%	$426.9M-23.1%	$554.93M+35.8%
Gross margin	23.5%+0.4pp	23.1%-0.7pp	23.8%-2.1pp	25.9%+0.8pp
Selling, general and administrative	$298.32M+8.4%	$275.32M+11.0%	$247.92M-4.0%	$258.32M+25.2%
Compensation and benefits	$12.78M+47.2%	$8.68M+28.4%	$6.76M+7.9%	$6.26M+23.8%
Advertising	$5.3M+15.2%	$4.6M+27.8%	$3.6M+80.0%	$2M+42.9%
Depreciation and amortization	$23.04M+19.6%	$19.26M+4.0%	$18.53M+9.6%	$16.9M+53.4%
Provision for credit losses	-$589K—	——	——	——
Goodwill impairment	$0—	$0—	$0—	$0—
Operating income	$228.57M+20.1%	$190.28M+6.3%	$178.98M-39.7%	$296.61M+46.5%
Operating margin	10.2%+0.7pp	9.4%-0.5pp	10%-3.9pp	13.8%+1.4pp
Interest expense	$541K+4.6%	$517K-68.6%	$1.65M+81.2%	$910K+29.6%
Interest income	$16.34M-22.5%	$21.09M+0.4%	$21M+96.6%	$10.68M+202%
Other income (expense), net	$355K—	——	$849K+121%	$385K+145%
Gain (loss) on disposal of assets	——	-$58K—	——	——
Net investment gains (losses)	——	-$1.45M-178%	$1.87M+233%	$561K—
Income before income taxes	$244.7M+15.9%	$211.07M+6.0%	$199.18M-35.1%	$306.76M+44.7%
Income tax expense	$54.15M+35.3%	$40.03M-3.0%	$41.28M-37.4%	$65.92M+363%
Net income	$190.55M+11.4%	$171.04M+8.4%	$157.82M-34.4%	$240.55M+21.7%
Net margin	8.5%0.0pp	8.5%-0.3pp	8.8%-2.4pp	11.2%-0.9pp
Diluted earnings per share	$23.98+15.6%	$20.75+13.1%	$18.35-31.9%	$26.94+26.2%
Basic earnings per share	$24.24+15.4%	$21.00+13.3%	$18.54-31.8%	$27.19+26.2%
Weighted-average shares, diluted	31.9M-3.8%	33.1M-4.0%	34.5M-3.7%	35.8M-3.4%
Weighted-average shares, basic	31.5M-3.8%	32.8M-4.2%	34.2M-3.8%	35.5M-3.3%
Net premiums written	$58.61M-15.3%	$69.17M+18.0%	$58.6M+20.8%	$48.52M+10.0%
Gain on retained interest in Sandisk	——	-$3.18M-309%	$1.52M—	——
Adjustment For Amortization	$1.96M+28.3%	$1.53M-2.5%	$1.57M-24.2%	$2.07M+49.6%
Share-based compensation expense related to employee stock plans	$12.78M+47.2%	$8.68M+28.4%	$6.76M+7.9%	$6.26M+23.8%
Adjustments To Additional Paid In Capital Sharebased Compensation And Exercise Of Stock Options	-$3.51M-438%	$1.04M-58.5%	$2.51M-4.9%	$2.64M-38.7%
Advertising costs	$5.3M+15.2%	$4.6M+27.8%	$3.6M+80.0%	$2M+42.9%
Amortization of capitalized software and acquired intangible assets	——	——	$1.6M-23.8%	$2.1M+50.0%
Assumed	$43.55M-14.3%	$50.81M+42.6%	$35.63M+8.6%	$32.81M+7.3%
Written premiums, assumed	$43.88M-20.0%	$54.84M+46.5%	$37.43M+9.6%	$34.15M+7.8%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Catastrophic Losses Recoverable in Aggregate Greater Than Amount	——	——	——	——
Catastrophic Losses Recoverable Per Occurrence Greater Than Amount	——	——	——	——
Ceded Premiums Earned	$29.57M-28.2%	$41.17M+56.7%	$26.27M+43.6%	$18.3M+20.1%
Ceded Premiums Written	$29.57M-28.2%	$41.17M+56.7%	$26.27M+43.6%	$18.3M+20.1%
Change in GNMA loans eligible for repurchase	$1.65M+255%	-$1.07M—	——	-$2.49M+84.6%
Forward flow agreement loans	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$190.57M+11.2%	$171.38M+8.4%	$158.1M-34.2%	$240.34M+21.9%
Federal	$34.11M-9.7%	$37.76M+4.8%	$36.02M-29.6%	$51.19M+604%
Foreign	$155K+16.5%	$133K-39.0%	$218K+336%	$50K—
Current State And Local Tax Expense Benefit	$10.17M+17.3%	$8.67M+7.1%	$8.09M-36.3%	$12.71M+44.9%
Federal	$8.39M+239%	-$6.02M-109%	-$2.88M-207%	$2.71M+315%
Deferred Foreign Income Tax Expense Benefit	$0—	$0+100%	-$78K—	$0—
Deferred taxes	$9.72M+249%	-$6.52M-113%	-$3.06M-255%	$1.97M+210%
Deferred and other income taxes	$9.79M+250%	-$6.52M-110%	-$3.1M—	——
State	$1.33M+368%	-$497K-407%	-$98K+86.6%	-$732K-36.8%
Defined Contribution Plan Cost Recognized	$4M+8.1%	$3.7M+8.8%	$3.4M-15.0%	$4M—
Defined Contribution Plan Employer Matching Contribution Percent	——	——	——	——
Defined Contribution Plan Employer Matching Contribution Percent Of Match	——	——	——	——
Depreciation	$21.08M+18.9%	$17.73M+4.6%	$16.96M+15.1%	$14.73M+54.5%
Direct premiums earned	$44.79M-26.5%	$60.94M+54.9%	$39.35M+32.2%	$29.78M+16.6%
Direct premiums written	$44.3M-20.2%	$55.51M+17.0%	$47.45M+45.2%	$32.67M+18.2%
Income taxes at U.S. statutory rate of 21%	——	——	——	——
Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Percent	——	——	——	——
Effect of cross-border tax laws	-$84K—	——	——	——
Effect of cross-border tax laws	——	——	——	——
Foreign operations	——	——	——	——
Non-Deductible Executive Compensation	——	——	——	——
Other	$0—	——	——	——
Non-Deductible Executive Compensation	$3.16M—	——	——	——
State income taxes – net of federal income tax benefit	——	——	——	——
Changes in unrecognized tax benefits	——	——	——	——
Increase (decrease) in energy-related credit	-$3.7M-169%	$5.4M—	——	——
Effective Income Tax Rate Reconciliation, Tax Credit, Energy-Related, Amount	$6.78M-35.5%	$10.5M+150%	$4.2M—	——
Effective Income Tax Rate Reconciliation, Tax Credit, Energy-Related, Percent	——	——	——	——
Effective Income Tax Rate Reconciliation, Tax Credit, Other, Percent	——	——	——	——
Gain on sale of equity security	$468K—	——	$365K-61.9%	$958K+73.9%
Finance Lease Principal Payments	$356K+33.3%	$267K-25.0%	$356K0.0%	$356K+61.8%
Gain Loss On Sale Of Property Plant Equipment	——	-$58K—	——	——
Gain (Loss) On Sales Of Loans And Investments	$4.72M—	——	$9.04M-26.5%	$12.3M-33.0%
Goodwill impairment losses	$0—	$0—	$0—	$0—
Goodwill Period Increase Decrease	$86.87M+248,106%	$35K-99.5%	$7.39M—	——
Purchase Price Adjustments	——	——	——	——
Gross margin %:	——	——	——	——
Impairment Of Long Lived Assets Held For Use	$0—	$0—	$0—	$0—
Federal taxes	$30M—	——	——	——
Foreign	$149K—	——	——	——
State taxes	$9.12M—	——	——	——
Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount	$0—	——	——	——
Income Tax Reconciliation Foreign Income Tax Rate Differential	$76K—	——	——	——
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$51.39M+15.9%	$44.33M+6.0%	$41.83M-35.1%	$64.42M+44.7%
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Amount	-$45K—	——	——	——
Effective Income Tax Rate Reconciliation, Other Adjustments, Amount	-$607K+30.5%	-$874K+53.4%	-$1.88M-1,159%	$177K+121%
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	$8.67M+0.5%	$8.63M+8.1%	$7.98M-34.4%	$12.17M+50.7%
Changes in unrecognized tax benefits	$107K—	——	——	——
Effective Income Tax Rate Reconciliation, Tax Credit, Research, Amount	$1.7M+6.3%	$1.6M-33.3%	$2.4M+140%	$1M+100%
Income taxes paid	$39.26M-13.9%	$45.58M+24.0%	$36.76M-55.4%	$82.44M+162%
Income Taxes Paid, Net	$39.26M—	——	——	——
Accounts payable and other current liabilities	——	——	-$23.7M—	——
Increase (Decrease) in Accounts Receivable	——	$31.27M—	——	——
Increase (Decrease) in Inventories	——	——	——	-$38.87M-153%
Increase (Decrease) in Prepaid Expense and Other Assets	——	——	——	$20.04M—
Interest Paid, Excluding Capitalized Interest, Operating Activity	$272K—	——	$801K+29.4%	$619K+37.3%
Lease Cost	$7.91M+20.3%	$6.58M+5.0%	$6.27M+9.8%	$5.71M+12.9%
Current year	$37.43M-6.5%	$40.04M+5.7%	$37.89M+23.5%	$30.68M+21.4%
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims	$31.01M-28.6%	$43.41M+15.8%	$37.49M+12.0%	$33.47M+28.9%
Limited Risk of Loss per Claim on Typical Policies Amount	——	$300K—	——	——
Maximum Risk Assumed Per Policy	——	——	——	——
Maximum Risk Ceded Per Policy	——	——	——	——
Multiemployer plan, contributions by employer	$1.6M+11.7%	$1.43M+4.8%	$1.36M-9.5%	$1.51M+383%
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	-$162.79M-10.0%	-$147.95M-37.4%	-$107.71M-4.4%	-$103.19M-58.5%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$222.44M-829%	-$23.96M+24.5%	-$31.71M+76.5%	-$135.08M+19.3%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$267.49M+49.9%	$178.5M-20.6%	$224.68M-12.1%	$255.69M+77.3%
Number of operating segments	——	——	——	——
Number of reportable segments	——	20.0%	2—	——
Number of repurchase demand notices	4+300%	1—	——	——
Net unrealized gains on securities available for sale	——	——	——	——
Net unrealized gains/(losses) on available-for-sale securities	——	——	——	——
Other comprehensive income (loss)	$21K-93.9%	$342K+21.3%	$282K—	——
Other comprehensive income/(loss)	——	——	——	——
Tax expense (benefit) of unrealized gains/losses on available for sale securities still held	$8K-61.9%	$21K-61.8%	$55K—	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	$39K-58.5%	$94K-64.1%	$262K—	——
Other Noncash Income (Expense)	$928K-9.7%	$1.03M—	——	——
Other income, net (Note 6)	$355K—	——	$849K+121%	$385K—
Payments for Repurchase of Common Stock	$159.89M+7.5%	$148.68M+36.0%	$109.31M+5.7%	$103.41M+73.5%
Payment, Tax Withholding, Share-Based Payment Arrangement	$4.95M+43.8%	$3.44M+73.1%	$1.99M+85.4%	$1.07M+303%
Payments to Acquire Businesses, Net of Cash Acquired	——	——	——	——
Payments to Acquire Marketable Securities	$34.52M+22.8%	$28.12M+116%	$13.03M+3.9%	$12.53M-2.1%
Payments to Acquire Property, Plant, and Equipment	$35.41M+65.2%	$21.43M+23.0%	$17.42M-60.5%	$44.11M+136%
Premiums Written, Net	$58.61M-15.3%	$69.17M+18.0%	$58.6M+20.8%	$48.52M+10.0%
Proceeds received on consumer loans receivable	——	——	——	——
Proceeds from maturities of marketable securities	$20.07M-21.0%	$25.4M+93.5%	$13.13M-30.7%	$18.93M+52.1%
Dispositions of property, plant, and equipment	$203K+4.6%	$194K-96.0%	$4.81M+165%	$1.82M+36.6%
Cash received from option exercises	$2.23M-50.2%	$4.48M-0.3%	$4.5M+21.2%	$3.71M-16.1%
Maximum loss per employee under insurance claims	$500K+25.0%	$400K0.0%	$400K0.0%	$400K0.0%
Repayments of Secured Debt	$295K-5.1%	$311K-36.3%	$488K-23.9%	$641K-93.2%
Revenue From Contract With Customer Excluding Assessed Tax	$2.24B+11.4%	$2.02B+12.3%	$1.79B-16.2%	$2.14B+31.7%
Property, plant, and equipment additions	$35.41M+65.2%	$21.43M+23.0%	$17.42M-60.5%	$44.11M+136%
Medical claims expenses	$44.4M+7.0%	$41.5M+26.1%	$32.9M+7.5%	$30.6M+34.2%
Stock-based compensation	$12.78M+47.2%	$8.68M+28.4%	$6.76M+7.9%	$6.26M+23.8%
Standard Product Warranty Accrual Additions From Business Acquisition	——	——	$0-100%	$1.25M—
Standard Product Warranty Accrual, Decrease for Payments	$66.31M+29.9%	$51.04M-14.7%	$59.87M+29.3%	$46.29M+20.6%
Current-period accruals	$71.51M+36.2%	$52.52M-12.8%	$60.22M+20.1%	$50.16M+23.3%
Treasury stock, value, acquired	$161.24M+7.5%	$149.93M—	——	——
Add: dilutive effect of potential common shares (in shares)	——	$269.22K+10.9%	$242.77K+10.4%	$219.88K-15.2%
EBIT	$228.57M+20.1%	$190.28M+6.3%	$178.98M-39.7%	$296.61M+46.5%
EBITDA	$251.61M+20.1%	$209.54M+6.1%	$197.51M-37.0%	$313.51M+46.8%
EBITDA	$251.61M+20.1%	$209.54M+6.1%	$197.51M-37.0%	$313.51M+46.8%
EBITDA margin	11.2%+0.8pp	10.4%-0.6pp	11%-3.6pp	14.6%+1.5pp
EBIT	$228.57M+20.1%	$190.28M+6.3%	$178.98M-39.7%	$296.61M+46.5%

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Questions, answered.

What are Cavco Industries's profit margins?: Gross margin is 23.5% and operating margin is 10.2%, with a 8.5% net margin.
Where does Cavco Industries's income statement data come from?: Every line is extracted from Cavco Industries's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.