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Citizens Financial Services, Inc. CZFS Interest Rate Cash Flow Hedge Gain (Loss) Reclassified to Earnings, Net

Interest Rate Cash Flow Hedge Gain (Loss) Reclassified to Earnings, Net at other companies

Amneal Pharmaceuticals, Inc. logo
Amneal Pharmaceuticals, Inc.AMRX
-$2.88M-145%
Driven Brands Holdings Inc. logo
Driven Brands Holdings Inc.DRVN
$0-100%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$629K+14.2%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$629K+14.2%
Atmos Energy logo
Atmos EnergyATO
$6.1M+19.6%
CareTrust logo
CareTrustCTRE
$600K

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestRateCashFlowHedgeGainLossReclassifiedToEarningsNet.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s interest rate cash flow hedge gain (loss) reclassified to earnings, net?
Citizens Financial Services, Inc. (CZFS) reported interest rate cash flow hedge gain (loss) reclassified to earnings, net of $629K in Q4 2024.
How has Citizens Financial Services, Inc.'s interest rate cash flow hedge gain (loss) reclassified to earnings, net changed year-over-year?
Citizens Financial Services, Inc.'s interest rate cash flow hedge gain (loss) reclassified to earnings, net increased by 14.2% year-over-year, from $550.75K to $629K.
What does interest rate cash flow hedge gain (loss) reclassified to earnings, net mean?
Represents the realized gains or losses from interest rate cash flow hedges that have been reclassified from equity into the income statement. This reflects the actual impact of hedging activities on net interest income during the reporting period. It is a key metric for evaluating how effectively the bank manages interest rate volatility through its derivative programs.