Skip to content

Citizens Financial Services, Inc. CZFS Income tax credits and other income tax benefits

Income tax credits and other income tax benefits at other companies

BancFirst Corporation logo
BancFirst CorporationBANF
$2.25M+21.6%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$242.75K-0.5%
Morgan Stanley logo
Morgan StanleyMS
$78M+4.0%
Taboola.com Ltd. logo
Taboola.com Ltd.TBLA
-$2.38M-154%
Heritage Financial logo
Heritage FinancialHFWA
$7.38M+22.9%
Willdan Group logo
Willdan GroupWLDN
$7.25K

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s income tax credits and other income tax benefits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s income tax credits and other income tax benefits?
Citizens Financial Services, Inc. (CZFS) reported income tax credits and other income tax benefits of $242.75K in Q4 2025.
How has Citizens Financial Services, Inc.'s income tax credits and other income tax benefits changed year-over-year?
Citizens Financial Services, Inc.'s income tax credits and other income tax benefits decreased by 0.5% year-over-year, from $244K to $242.75K.
What is the long-term trend for Citizens Financial Services, Inc.'s income tax credits and other income tax benefits?
Over 2 years (2023 to 2025), Citizens Financial Services, Inc.'s income tax credits and other income tax benefits has grown at a 1.2% compound annual growth rate (CAGR), from $948K to $971K.
What does income tax credits and other income tax benefits mean?
Represents the total value of tax credits and other fiscal benefits derived from investments in affordable housing projects. These benefits reduce the company's overall income tax liability and are a key component of community reinvestment strategies. Investors monitor this to assess the tax-efficiency of the bank's social impact investment portfolio.