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Citizens Financial Services, Inc. CZFS Defined Benefit Pension Plan Current And Noncurrent Liabilities

Defined Benefit Pension Plan Current And Noncurrent Liabilities at other companies

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Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$529K+2.9%
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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DefinedBenefitPensionPlanCurrentAndNoncurrentLiabilities.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s defined benefit pension plan current and noncurrent liabilities?
Citizens Financial Services, Inc. (CZFS) reported defined benefit pension plan current and noncurrent liabilities of $529K in Q4 2025.
How has Citizens Financial Services, Inc.'s defined benefit pension plan current and noncurrent liabilities changed year-over-year?
Citizens Financial Services, Inc.'s defined benefit pension plan current and noncurrent liabilities increased by 2.9% year-over-year, from $514K to $529K.
What is the long-term trend for Citizens Financial Services, Inc.'s defined benefit pension plan current and noncurrent liabilities?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s defined benefit pension plan current and noncurrent liabilities has grown at a -5.1% compound annual growth rate (CAGR), from $687K to $529K.
What does defined benefit pension plan current and noncurrent liabilities mean?
This represents the total liability associated with the bank's defined benefit pension obligations to its employees. It reflects the present value of future retirement benefits that the bank is committed to pay. A significant liability indicates a long-term financial obligation that requires careful management of plan assets and funding levels.