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Citizens Financial Services, Inc. CZFS Unrealized Gain Loss On Interest Rate Cash Flow Hedges Pretax Accumulated Other Comprehensive Income Loss

Unrealized Gain Loss On Interest Rate Cash Flow Hedges Pretax Accumulated Other Comprehensive Income Loss at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$0
Whitestone Realty Trust logo
Whitestone Realty TrustWSR
$2.43M+169%
APO
Apogee EnterprisesAPOG
$802K+211%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$0+100%
Construction Partners logo
Construction PartnersROAD
$58K+102%
Minerals Technologies logo
Minerals TechnologiesMTX
-$125K-225%

Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss.

The official record: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s unrealized gain loss on interest rate cash flow hedges pretax accumulated other comprehensive income loss?
Citizens Financial Services, Inc. (CZFS) reported unrealized gain loss on interest rate cash flow hedges pretax accumulated other comprehensive income loss of $0 in Q4 2025.
What is the long-term trend for Citizens Financial Services, Inc.'s unrealized gain loss on interest rate cash flow hedges pretax accumulated other comprehensive income loss?
Over 2 years (2023 to 2025), Citizens Financial Services, Inc.'s unrealized gain loss on interest rate cash flow hedges pretax accumulated other comprehensive income loss has grown at a -100.0% compound annual growth rate (CAGR), from -$1.43M to $0.
What does unrealized gain loss on interest rate cash flow hedges pretax accumulated other comprehensive income loss mean?
Tracks the unrealized fair value changes of interest rate derivatives designated as cash flow hedges, recorded within equity. These instruments are used to mitigate the risk of fluctuating interest rates on future cash flows. Monitoring this helps investors understand the effectiveness and potential future impact of the bank's hedging strategy on its financial position.