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Citizens & Northern CZNC Other Accretion And Amortization

Other Accretion And Amortization at other companies

SBC
Seacoast Banking Corporation of FloridaSBCF
-$3.24M-63.5%
UBS
United BanksharesUBSI
$7.47M+462%
West Bancorporation logo
West BancorporationWTBA
$739K-4.2%
Equitable Holdings logo
Equitable HoldingsEQH
-$224M-5.2%
WesBanco logo
WesBancoWSBC
-$11.1M-494%
First Bancorp logo
First BancorpFBNC
-$148K+49.7%

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept cznc:OtherAccretionAndAmortization.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's other accretion and amortization?
Citizens & Northern (CZNC) reported other accretion and amortization of -$50K in Q1 2026.
How has Citizens & Northern's other accretion and amortization changed year-over-year?
Citizens & Northern's other accretion and amortization decreased by 308.3% year-over-year, from $24K to -$50K.
What is the long-term trend for Citizens & Northern's other accretion and amortization?
Over 4 years (2021 to 2025), Citizens & Northern's other accretion and amortization has grown at a -54.5% compound annual growth rate (CAGR), from $2.12M to $91K.
What does other accretion and amortization mean?
This captures miscellaneous non-cash adjustments related to the accretion or amortization of financial assets or liabilities not classified elsewhere. It reflects the periodic recognition of adjustments to carrying values that impact net income without affecting immediate cash flow. Monitoring this helps identify non-operating accounting impacts on the bank's earnings.