Skip to content

Citizens & Northern CZNC Interest Expense Senior Notes

Interest Expense Senior Notes at other companies

The Bancorp logo
The BancorpTBBK
$3.88M+214%
The Bancorp logo
The BancorpTBBK
$3.88M+214%
Old Second Bancorp logo
Old Second BancorpOSBC
$546K0.0%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$1.21M-16.1%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.17M+23.3%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$1.79M-2.6%

Other financials

Income statement

See full
Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

See full
Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

See full
Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

See full
Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

See full
Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

See full
Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept cznc:InterestExpenseSeniorNotes.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens & Northern's interest expense senior notes.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens & Northern's interest expense senior notes?
Citizens & Northern (CZNC) reported interest expense senior notes of $121K in Q1 2026.
How has Citizens & Northern's interest expense senior notes changed year-over-year?
Citizens & Northern's interest expense senior notes decreased by 0.0% year-over-year, from $121K to $121K.
What is the long-term trend for Citizens & Northern's interest expense senior notes?
Over 4 years (2021 to 2025), Citizens & Northern's interest expense senior notes has grown at a 33.5% compound annual growth rate (CAGR), from $293K to $931K.
What does interest expense senior notes mean?
This metric tracks the interest expense specifically associated with senior debt obligations issued by the bank. It reflects the cost of capital for this specific layer of the bank's funding structure and its impact on overall interest expense.